Transactions and Service Inquiry
In BDO Phone Banking, the following financial transactions are available to you:
- Fund Transfer
- Bills Payment
- Prepaid Mobile Reload
- BDO Cash Card Reload
Fund Transfer is transferring money from your own enrolled accounts (Savings and Current Accounts, and BDO Cash Card) to any BDO Savings and Current Accounts. However, transferring to Another Person’s account requires an enrollment.
Time deposit and Consumer Loan accounts cannot be used as a source or destination accounts for fund transfers.
Yes. You may enroll up to 20 accounts belonging to another person or third party accounts.
To Transfer Money to Another Person’s Accounts, you must first enroll the account:
- Login to BDO Internet Banking, click Enrollment Services > Other Person’s Account > Enroll
- Fill-out the information needed then click Submit
- Activate your enrollment via any BDO ATM using your BDO ATM Debit Card.
You may transfer money to Another Person’s Accounts 24 hours from ATM activation.
You may perform Transfer Money using the accounts listed below:
- Own Savings and Current Account to Own Savings and Current Account
- Own Savings and Current Account to Another Person’s Savings and Current Account
- Own BDO Cash Card to Own Savings and Current Account
ANNUAL MEMBERSHIP FEE
The Cardholder agrees to pay the Annual Membership Fee* to be determined by BDO Unibank, Inc. (“BDO”) for the use of the BDO Credit Card/s.
* Reflected in the fees and charges flyer inserted in your Statement of Account (SOA) and can be viewed in the BDO Credit Cards webpage.
SUPPLEMENTARY CARDS
As a PRINCIPAL Cardholder in good standing, you may apply for up to six (6) SUPPLEMENTARY Cards* for immediate family members (parents, siblings, spouse, and children, 13 years old and above), with the sub-limit feature, you can manage your SUPPLEMENTARY Cards expenses by simply assigning a specific credit limit amount for each of the SUPPLEMENTARY Cardholders. As a PRINCIPAL Cardholder, you shall be liable for all purchases and cash advances made, including all interests and charges incurred through the use of the SUPPLEMENTARY Cards.
* For World Elite Mastercard, you may apply for up to four (4) Supplementary Cards.
CARD VALIDITY AND RENEWAL
Unless terminated or canceled prior to expiry date, your Card is valid from the issue date up to the last calendar day of the month indicated on the face of your Card. Renewal of the Card will be at the sole discretion of BDO. If the Card is not renewed, BDO may demand full payment of any outstanding credit availment.
STATEMENT DATE
This is the regular statement cut-off date of all your BDO Credit Card transactions. If your statement date falls on a Friday, Saturday or a National holiday, your statement date will be the preceding day or the following day after your official statement date.
STATEMENT OF ACCOUNT FOR DUAL CURRENCY CARDS
You will get two separate statement of acounts. All your local transactions will be billed in Philippine Pesos, while your international transactions will be billed in US Dollars*. For your Dollar billing, you have the option to pay the exact amount in US Dollars or pay in Pesos using the exchange rate at the time of payment.
* Choose US Dollars or the local currency when transacting overseas or on-line in order to be billed in US Dollars.
PAYMENT DUE DATE
Payment should be made on or before the Payment Due Date indicated in your SOA to keep your account active and to avoid late payment charges. If your Payment Due Date falls on a Saturday, Sunday or a National Holiday, payment due date is automatically moved to the next business day.
MINIMUM PAYMENT
This is the minimum amount that must be paid on or before Payment Due Date. This is the sum of the following: (a) 3% of your Outstanding Balance less Installment Amortizations and new transactions posted within the current statement period, or P200, whichever is higher; (b) 3% of Installment Amortization; (c) Overdue Amount; (d) Over-Limit Amount. In case of default, BDO may demand payment of the obligation in full.
OUTSTANDING BALANCE
This is your total outstanding obligation to BDO as of Statement Date.
FINANCE CHARGE
If you opt to (a) pay the Minimum Amount Due, (b) pay any amount less than the Outstanding Balance, or (c) make a cash advance transaction, you shall be deemed as availing against your credit line and agree to pay the corresponding finance charges* or interest rates on all obligations at a determined rate.
Using the average daily balance method (excluding current billing cycle purchase transaction), the prevailing finance charge will be computed upon the following: the sum of (a) the outstanding balance of the previous SOA as reflected in the current SOA from the start to the end of the current billing period, and (b) Cash Advance and Cash Advance fees posted during the current billing period from transaction date to the end of the current billing period, less any payments and credits posted during the current billing period, from their posting dates to the end of the current billing period.
If you pay your Outstanding Balance in full by its Payment Due Date, but had unsettled balances from your previous SOA, the unsettled balances will still incur Finance Charges on your next SOA, computed from the start of the current billing period up to the full payment date (Residual Interest). No finance charge will be computed on any credit balance.
*Monthly Interest Rates are reflected in the Fees and Charges flyer inserted in your SOA and can be viewed in the BDO Credit Cards webpage.
CREDIT LIMIT
Your Credit Limit is the maximum outstanding balance that you and your SUPPLEMENTARY Cardholders, if any, can maintain at any given time. Each Principal Card has its own assigned Credit Limit. Please keep your outstanding balance within your assigned Credit Limit. BDO reserves the right to approve or disapprove any purchase or advance that exceeds your Credit Limit. Any amount in excess of the assigned Credit Limit becomes due for payment immediately.
CASH ADVANCE LIMIT
Cash advances may be availed of up to the extent of your Cash Advance Limit via ATMs bearing the Mastercard, Visa, JCB, UnionPay, Diners Club, American Express, Cirrus, Visa Electron logos or Over-The-Counter (OTC) at selected BDO branches. If Cash Advance is transacted at selected BDO Branches, the cash advance fee is P200 or US$4. Dollar cash advance service fee is US$4**. If it is availed through an International ATM, a separate withdrawal fee will be charged and may vary per ATM owner. Finance charges will also accrue from the date of cash advance until the same is completely settled.
** Only applicable to Dual Currency cards.
OVERDUE AMOUNT
This refers to the unpaid balance of the Minimum Payment Due after the Payment Due Date.
LATE PAYMENT CHARGES
If no payment is made on or before Payment Due Date or payment made is below the Minimum Payment Due, a Late Payment Charge of P850 / US$20 or unpaid minimum amount due, whichever is lower, will be charged to your account.
FEES/OTHER DEBITS
BDO-initiated Fees may be charged to your account from time to time. This portion may include: Annual Membership Fee, Cash Advance Fee, Lost Card Replacement Fee, Returned Check Fee, a fee for closed accounts and/or accounts with insufficient funds under an Auto-Debit Arrangement (ADA) facility, if applicable, and other applicable fees. Such fees may be revised from time to time.
SALE DATE
This refers to the transaction date of a purchase or a cash advance.
POST DATE
This refers to the date when your purchase, cash advance, payment, or adjustment is posted to your account.
EASY INSTALLMENT PROGRAM
The monthly installment due under BDO’s Easy Installment program/s (Balance Transfer, EasyPay Convert, EasyPay Cash and other Internal Installment products) form part of the Minimum Payment Due indicated in the SOA. The monthly installment due is computed as the base amount multiplied by the applicable factor rate of the chosen term (the number of months within which the entire base amount must be paid). The total installment is the base amount plus the interest due. The installment interest rate is determined by BDO and subject to change in accordance with the prevailing market rates for similar transactions and terms.
CHANGES IN FEES AND CHARGES
The fees and/or charges as herein set forth may be revised by BDO from time to time as BDO deems necessary, with reasonable prior notice.
ADDRESS/DATA CHANGE
Any change in your address (Post Office Box address not accepted), telephone/mobile number and other data must be immediately relayed to BDO by calling the BDO Customer Contact Center at (+632) 8631-8000. In the event that the Cardholder’s chosen mailing address is not accessible through mail or courier delivery, BDO shall have the option to use the other addresses provided by the Cardholder, if any. Until BDO is notified of such change, it will continue to use the current Cardholder’s address/contact number/data on file.
LOST OR STOLEN CARD
When your Card gets lost or stolen, please report it immediately by calling the BDO Customer Contact Center at (+632) 8631-8000. The Lost Card Protection (LCP) feature frees you from any liability when your card gets used fraudulently. However, coverage under the LCP begins from the time the loss or theft is reported to the BDO Customer Contact Center. In such an event, your card will be permanently blocked and a card replacement fee will be charged to your account, if applicable.
ERRORS OR QUESTIONS ABOUT YOUR BILL
Please examine your SOA for any errors. If no error is reported to the BDO Customer Contact Center within 30 days from Statement Date, the SOA will be considered true and accurate and binding upon you.
FOREIGN EXCHANGE CONVERSION RATE
Assessment fee of 1% (except 0.80% for retail transactions and 0.10% for Cash Advance for UnionPay) plus service fee of 1.5% of the converted amount will be billed to your account based on the prevailing foreign exchange rate of Mastercard/Visa/JCB/UnionPay/Diners Club International and BDO respectively at the time of the posting. The service fee may be imposed at the sole discretion of BDO and may be subject to change.
For foreign charges converted using the prevailing foreign exchange rate of American Express at the time of posting, a conversion factor of 2.5% will be applied to the converted amount, of which 1% is retained by American Express. Any charges converted by third parties prior to being submitted to us have been at rates selected by them.
SALES SLIP RETRIEVAL FEE
The Cardholder agrees to pay P300 for each sales slip retrieved for local transactions or P500 for international transactions, upon request of the Cardholder, for whatever reason. The same amount will be charged to the Cardholder for each sales slip retrieved by BDO arising from an invalid dispute.
USE OF THE CARD
Use of the Card is subject to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards as inserted in your Welcome Pack, and as may be amended by BDO from time to time. In case of conflict between the provisions of these reminders and said Terms and Conditions, the latter shall prevail.
It is understood that by signing at the back of the Card and/or your use of the Card, even if you have not signed any Application Form, you shall be bound by and deemed to have agreed to the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards and the provisions of this reminder and you shall be liable for any and all applicable charges and fees arising from the use of the Card.
FOR ASSISTANCE, CALL US AT:
Within Metro Manila (+632) 8631-8000 Domestic Toll-Free (DTF)
1-800-10-6318000 (PLDT)
Outside the Philippines (IAC) + 800-8-6318000
By using BDO Website Online Services, you can receive/view your monthly Statement of Account in the Website! All you have to do is enroll your BDO Credit Card.
For Savings, Current Account and BDO Cash Card your available balance is real-time and will change throughout the day based on your activities.
For Time Deposit and Consumer Loan Accounts, balances are based on the previous day's balances.
Simply prepare the required documents then get in touch with us. We will have our representative visit you to pick up the documents. Or, you may also send the documents directly to the nearest BDO Merchant Acquiring office. Our contact numbers and addresses are shown in the Contact Us link.
The standard lead time is around 7 working days from the date complete required documents are submitted. All applications are subject to evaluation and final approval of BDO.
More and more people nowadays carry credit cards instead of cash. Being a credit-card-accepting merchant will allow you to increase your sales as you are ready to handle more sale transaction opportunities.
For merchants, a credit card transaction is often more secure compared to other forms of payment like cash or check as it discourages theft. It also minimizes the cost of handling cash/ check and register imbalance. Before the existence of credit cards, merchants had to evaluate their customer's credit worthiness before granting credit. This task is now performed by the bank.
POS terminal installation will be scheduled as soon as your application is approved. Upon installation, our representative will train your store personnel on the credit card acceptance procedure and security features as well as proper use of the POS terminal.
BDO has a Merchant Direct Credit Facility that will allow crediting of proceeds to your BDO account within 24 hours (net of MDR and applicable withholding tax). You may open an account at any BDO branch or nominate your existing BDO account as your merchant settlement account. This allows faster receipt of your reimbursements.
- Duly accomplished and signed Merchant Agreement (2 original copies)
- Duly filled up Merchant Information Sheet (1 original copy)
- Additional requirements depending on business type
Single Proprietorship
- DTI Business Registration including original/ renewal application of trade name
- Special Power of Attorney (if signed by person other than the registered owner)
- BIR Registration Certificate
- Mayor's Permit
Corporation or Partnership
- SEC Certificate of Registration, Articles of Incorporation or Partnership, By-Laws, and Election of Officers
- DTI Business Registration including original/ renewal application of trade name (if Corporate or Partnership name differs from business name)
- BIR Certificate of Registration
- Mayor's Permit
- Notarized Board Resolution or Secretary's Certificate or Partnership Resolution authorizing the signatory to enter into a Merchant Agreement with BDO on behalf of the company (must contain the specimen signatures of the authorized signatories).
4. Additional requirements if applicable (photocopy)
- Audited Financial Statements (for E-Commerce merchants)
- Membership Certificate to Industry Associations (For travel agencies: PTAA, IATA, NITAS, etc.)
It is the percentage of the transaction amount that the acquiring bank charges to the merchant for providing authorization to accept credit cards.
This is minimal in comparison to the tremendous increase in sales that can be generated by your establishment due to acceptance of credit cards.
You may claim your checkbook from your branch of account three (3) weeks after request is made.
Our Checkbook Reorder is free of charge but your account will be debited for the cost of checkbook which is P 250.00 per checkbook.
A fee of P 200.00 per check will be debited from your account upon request.
A confirmation e-mail will be sent to you once the wire transfer requests have been completed. When processed, your wire transfer transactions will appear on your Transaction History screen so you can see when they were posted. You can also inquire via BDO Internet Banking though Services Request > Wire Transfer > View Wire Transfer Status.
There is no limit to the amount you can transfer.
Yes. Following are the charges for a Wire Transfer Request:
- Service Charge: $ 10.00 (BDO & Local)
- $10.00 (Foreign)
- A $25 additional charge for Foreign Wire Transfer will be debited from your account if On-Us is selected in Charge Type Field
Charges will be debited from your account together with the Wire Transfer principal amount you've applied for immediately upon request.
The cut-off time for wire transfer requests is at 12:00 NN on weekdays. Wire transfer requests that are received before the cut-off time will be processed immediately by our BDO personnel.
The requests will then be forwarded to their corresponding beneficiary banks for the actual sending of money.
Wire transfer requests made after cut-off time, on weekends and holidays will be processed on the next banking day.
NOTE: On average, it takes 2-3 banking days to complete a wire transfer request from the time it is sent.
You may perform BDO Cash Card Reload using the accounts listed below:
- Own Savings and Current Account to Own BDO Cash Card
- Own Savings and Current Account to Another Person’s BDO Cash Card
- Own BDO Cash Card to Own BDO Cash Card
- Own BDO Cash Card to Another Person’s BDO Cash Card
We will customize an asset protection structure specifically for you based on your life plan.
We at BDO Private Bank understand that providing for your family's needs is your utmost concern. That's why we make sure that if anything should happen to you, your family and your business interests are both well taken care of.
BDO Private Bank can tailor-fit financial structures for your special conditions, whether you are a professional of a business owner. We will advise you on the best possible way to protect your assets and make the efficient transfer in case of any eventuality. If you are a business owner, we will assist you in creating a structure so that your business interests or their fruits redound to the benefit of your family at the soonest possible time.
Having your family's interest further in mind, BDO Private Bank can provide asset protection in terms of shielding your personal assets to ensure that these are enjoyed by your family and beneficiaries, while your business interests are kept and managed separately. We can formulate structures to protect the assets that should go to your family.
Tax is an underlying theme in all of these stages because taxes always diminish your actual income.
Part of our advice will consider relevant tax laws and regulations that will affect your personal wealth and your business ownership. We will look into ways to maximize the yield from your properties and investments and ensure that your family benefit from these fruits without having to wait for long estate proceedings.
Learn tips on how to manage your BDO Credit Card.
- Tip # 1 : For your security, immediately sign at the back of your credit card upon receipt.
- Tip # 2 : To avoid penalties, pay your bills on time. You won't be charged of any interest if you settle your balance in full on or before your due date.
- Tip # 3 : Credit card price is the same as cash price. Report establishments that charge higher prices when you use your credit card. Call DTI Direct at 751-3330.
- Tip # 4 : Check the details of your statement of account. For any error, call your bank's customer care number indicated at the back of your credit card.
The BDO Cash card, which is categorized as E-money is covered by the BSP Circular 649.
By using BDO Website Online Service. You can know your application status via Website.
In case you are issued two (2) or more BDO Credit Cards, BDO may, at its sole discretion, give a Shared Credit Card Limit (SCCL) for all such cards.
Shared Credit Card Limit* is the Credit Card Limit assigned to you across all your BDO Credit Cards.
*All additional BDO Credit Cards will have the same SCCL, unless required documents for increase in Credit Limit are submitted.
To illustrate:
Card Type |
Shared Credit Card Limit |
Purchases |
Available Limit |
Card 1 |
P100,000 |
P30,000 |
P60,000 |
Card 2 |
P10,000 |
In the above example, Card 1 and Card 2 share a Credit Limit of P100,000. When purchases are made in either card, it reduces the available Credit Limit on both Cards.
In this example, you may use up to P60,000 for either card. Note that combined additional purchases for both cards should not exceed the Available Limit of P60,000.
Note:
To check if your credit card account is under Shared Credit Card Limit, your Customer Credit Limit should be equal to your Credit Card Limit (as indicated on your card carrier).
To Illustrate:
Customer Credit Limit P100,000
Credit Card Limit P100,000
FOR MORE DETAILS, CALL US AT:
631-8000 Within Metro Manila
1-800-10-6318000 Domestic Toll-Free (PLDT)
1-800-3-6318000 Domestic Toll-Free (Digitel)
1-800-5-6318000 Domestic Toll-Free (Bayantel)
1-800-8-6318000 Domestic Toll-Free (Globe)
(IAC) + 800-8-6318000 Outside the Philippines
Now you pay your utility bills using your BDO Credit Card, You can choose to pay either Auto Charge Enrollment or via Charge On Demand. All you have to do is enroll your BDO Credit Card now!
BDO will send credit advices/ transaction details to your store(s) or head office upon request. Viewing of transaction details on-line will be available soon.
- Branch Affiliation (Same Legal / Corporate Name)
- BIR Certificate of Registration for the new location and DTI (if legal name is different from the business name)
- Change in Legal / Corporate Name
- Similar requirements as new affiliation
- Change in Signatory
- New set of signed Merchant Agreement
- Notarized Board Resolution / Secretary's Certificate of new Authorized Signatory
- For Single Prop, same as new affiliation
- Change in Address and Contact Details
- Formal notification of changes, signed by the merchant plus any of the three: DTI, Mayor's Permit or BIR Certificate of Registration for the new location
No, the monthly combined load limit is not a feature of the BDO cash card and cannot be turned off or on upon request by the Customer.
No, the monthly combined load limit is a non-negotiable amount set by the BSP.
The consolidated load amount will include all credit transactions including reloads and fund transfers processed in all channels including ATMs, Electronic Banking (Online/Mobile/Phone Banking), and Over-The-Counter.
You must first enroll your BDO Cash Card in BDO Internet Banking. To enroll, login to BDO Internet Banking, click Enrollment Services > Own Account > Enroll. Fill-out the information needed then click Submit. After enrollment, your own accounts will appear in the Transfer from (Savings and Current Accounts and BDO Cash Card) and To Cash Card Number fields.
To reload Another Person’s BDO Cash Card, you must first enroll the account:
- Login to BDO Internet Banking, click Enrollment Services > Other Person’s Account > Enroll
- Fill-out the information needed then click Submit
- Activate your enrollment via any BDO ATM
Note that you may enroll up to 20 BDO Cash Cards belonging to another person.
You must first enroll your BDO Cash Card in BDO Online Banking. To enroll, login to BDO Online Banking, click Enrollment Services > Own Account > Enroll. Fill-out the information needed then click Submit. After enrollment, your own accounts will appear in the Transfer from (Savings and Current Accounts and BDO Cash Card) and To Cash Card Number fields.
To reload Another Person’s BDO Cash Card, you must first enroll the account:
- Login to BDO Internet Banking, click Enrollment Services > Other Person’s Account > Enroll
- Fill-out the information needed then click Submit
- Activate your enrollment via any BDO ATM
Note that you may enroll up to 20 BDO Cash Cards belonging to another person
Yes. You may still cancel scheduled requests at least one day before the scheduled date via BDO Internet Banking under Financial Services > BDO Cash Card Reload > Edit/Cancel BDO Cash Card Reload.
For Later Date and Regular Scheduled Date Cash Card Reloads, you may view the status of your scheduled BDO Cash Card Reload transactions via BDO Online Banking under Financial Services > BDO Cash Card Reload > View BDO Cash Card Reload Status.
A confirmation screen with your Reference Number is displayed after every successful transaction, which can be printed for reference. In addition, the reloads made will appear on your Transaction History screen so you can see when they were posted.
No. This service is free of charge.
Reload limit would depend on the BDO Cash Card you are reloading. BDO Cash Card has a balance limit depending on the type of card you are reloading. Balance should not exceed limits as follows:
- Retail Pre-Embossed Php 10,000.00
- Retail Embossed Php 25,000.00
- Corporate Php 100,000.00
All BDO Cash card customers can inquire about their monthly combined load limit by calling the BDO Customer Contact center at 631-8000.
No. Only Retail Php10-thousand and Php25-thousand card products will be subjected to the monthly combined load limit. The Php100 thousand card products for corporate and remittance customers are not included.
Yes, the Php100 Thousand Combined monthly load limit will be shared by all cash cards of a customer.
Leasing gives you the alternative to grow your business that guarantees minimal capital outlay. Among its benefits include:
- Conserves your working capital
- Preserves your existing credit lines
- There are no chattel mortgage fees
- Low cash out and higher amount financed
- Tax-timing benefits
Depending on the useful life of the equipment or asset, a lease term usually ranges from 24 to 60 months. Assets which have long useful life usually have longer lease terms.
A three-year operation of the business is usually required when availing of a lease. But for start-ups, it will be depending on the merits of the business venture and owners.
Any kind of equipment can be leased for your business needs such as the following:
- Transportation equipment (such as auto vehicles, trucks, airplanes, vessels, barges, etc.)
- Rice milling equipment
- Manufacturing and plant machineries
- Computers
- Printing equipment
- Generator sets
- Construction heavy equipment
- Telecommunications equipment
- Powerplant equipment
- Port Handling equipment
- Power systems
- Medical equipment
- Real Estate Properties
Leasing is an agreement where BDO Leasing (as the lessor) grants the use of an asset to you (as the client or lessee), for a fee (rental payment), for a specified period of time.
Loan, on the other hand, is the acquisition of asset through mortgage of a collateral or the same asset. In short, a lease is used to finance the use of an equipment while availing of a loan is to finance the purchase of the same.
The ownership of the leased equipment remains with the lessor, but at the end of the term, the lessee may purchase the same from the lessor. A loan on the other hand, gives the client the ownership of the asset which he amortizes for the entire amount financed.
A lease is not always a fixed term as some may be repriced annually. It varies depending on the type and use of the leased asset.
It can be preterminated any time during the term subject to pre-agreed terms and conditions.
Yes, under a leasing agreement, a client will be required to give a Guaranty Deposit, the amount of which ranges from 10 to 30% of the equipment cost.
Factoring of Receivables is a financial product which involves the selling of your receivables to BDO Leasing at a discount to obtain immediate cash that you can use for your business needs.
Yes, Factoring is applicable to any type of business whether it be sole proprietorship, partnership or large corporations.
Similar to leasing, a three-year operation of the business is the usual standard requirement when availing of Factoring.
Yes, a one-time registration fee will be required from you once the application for Factoring is already approved, plus the regular doc stamp charges and service fee which vary depending on the amount.
You will be required to submit the following minimum requirements:
- Standard business papers such as DTI Certificate of Registration, Cert. of Filing of Articles of Incorporation, General Information Sheet, Certificate of VAT Registration, Articles of Incorporation & By-Laws
- Three (3) yrs. audited/in-house financial statement with ITR
- Company profile
If you wish to buy BDO common shares, you must have a stockbroker who can execute this for you. A stockbroker is a person or a corporation authorized and licensed by the Securities and Exchange Commission (SEC) and Philippine Stock Exchange (PSE) to trade securities. BDO Securities Corporation, a wholly-owned stock brokerage subsidiary of the Bank, can assist you with stock trading. They can be reached through the following contact details:
Address:
20/F South Tower
BDO Corporate Center
7899 Makati Avenue, Makati City
Tel.: (+632) 878-4155; 878-4125
BDO Unibank, Inc.’s common shares of stock are listed and traded on the Philippine Stock Exchange under the symbol “BDO”.
BDO’s current and historical share price information are available under Stock Prices - Market and Capital Information of the IR section of this website where direct links are provided to relevant sections of the Philippine Stock Exchange (PSE) website.
Upon the approval of the Securities and Exchange Commission (SEC) on 9 March 2010, BDO’s amended authorized capital stock is now composed of 4.5 billion shares of common stock and 2 billion shares of preferred stock. Following the US$ 250 million capital raising program completed in April 2010 covering the issuance of 267,699,397 new common shares, BDO now has 2,607,437,907 issued and outstanding common shares. Issued and outstanding preferred shares remain at 500,000,000.
For additional details on the amended authorized capital stock and newly-issued common shares, please refer to Official Disclosures of the IR section of this website.
BDO’s capital stock is composed of common and preferred shares, both having a par value of P10. BDO common shares have voting rights and participate in dividends. The Bank’s Series A preferred shares, on the other hand, are perpetual, voting, non cumulative, and non-participating. These are convertible into common shares at market three years after issue date (30 September 2008) or beginning 30 September 2011.
The dividend rate is at 6.5% per annum of the par value. Holders of capital stock whether common or preferred, have no pre-emptive right to subscribe for or purchase any shares of any class. For additional details on the features of the Bank’s preferred shares, please refer to Note 19.3 of the 2010 Audited Financial Statements under Financial Statements of the IR section of this website
The change in name notwithstanding (please refer to 1.4 under Corporate Information above), BDO’s corporate entity remains the same. Thus, it will not be replacing its already issued stock certificates and will continue to honor stock certificates validly issued under the name “Banco De Oro Unibank, Inc.”.
Inquiries of this nature relating to your shareholding should be directed to the Bank’s stock transfer agent, Stock Transfer Service, Inc. (STSI) with the following contact details:
Address:
34th Floor, Unit D, Rufino Pacific Tower
784 Ayala Avenue, Makati City
Tel.: (+632) 403-2410; 403-2412
Fax : (+632) 403-2414
With this facility, your need for immediate working capital can be met, which you can use to:
- Purchase new stock, meet new orders
- Negotiate for better discounts for cash purchases
- Increase marketing & promotional activities
- Take advantage of new business opportunities
It is always the best to plan for the future as early s possible. You can rely on our expertise to help you set goals, create succession plans, and evaluate the impact of the decisions you make.
As your advisor, BDO Private Bank offers a wide menu of customized investment options that will protect your assets from inflation, fluctuating market rates, and other effects of an ever-changing business climate. We can even structure an asset protection scheme to suit your special conditions and special circumstances.
We will guide you through the process of defining your financial situation, determining where you want to bring your wealth in the future, and further, deciding on how and when you want to distribute your assets among your family and other beneficiaries. And while your wealth is in the process of distribution, BDO Private Bank, as your Trustee, will ensure that your assets will continue to grow for their benefit.
You can accumulate and grow your wealth through a wide variety of products and services that can help you increase your earnings potential and upgrade your lifestyle. In this endeavor, we at BDO Private Bank propose to be your reliable partner, one who will work with you towards sustainable wealth accumulation and growth. As an intermediary for your personal and business needs, we do not simply execute your transactions but actually serve as your guide in building and maintaining your lifestyle.
BDO Private Bank aims to build a fruitful and lasting relationship with you. To start with, our task is to help you determine where you are now in terms of your financial situation, understand your goals, and define your life plans.
We then lay down the milestones you want to achieve and seek out the investments and assets that will allow you to meet your objectives.
In helping you realize various options and opportunities, we are able to lead you to the right investment instruments that can best optimize your earning potential.
Contact us
BDO Corporate Center:
7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000
BDO Contact Center:
Hotline: (+632) 8888-0000
Outside Metro Manila
(PLDT/Globelines): #8888-0000
(For landline only, press # followed by 8888-0000)
International Toll-Free:
This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.
