BDO Digital Banking is the old Online Banking app. This app is no longer available. It used to run on the same system as the BDO Online Banking website (online.bdo.com.ph) 
 
BDO Online is the new Online Banking app that runs on a new system. It is designed for easy and secure on-the-go banking. It lets you manage your accounts, keep track of your finances, and perform financial transactions anywhere at any time. 
 
Note: The BDO Online app and the BDO Online Banking website currently do not share the same password. Resetting your password on the BDO Online Banking website, for example, does not automatically reset your password on the new BDO Online app; and vice versa. 
 
BDO Pay is our digital payments app. It's linked to your BDO accounts. Here, you can use features like Scan to Pay, Split Bill, Send Money, Pay Bills, and more. This app also runs on the new system just like the new BDO Online app.

If you are an Android or iOS user, you may delete the old BDO Digital Banking app since it is no longer accessible.

We are deactivating the old BDO Digital Banking app to make way for a new and improved online banking experience.

Yes, you can use your existing active BDO Online Banking account credentials to log in to the BDO Online app.  Just follow these steps:

1. Download the BDO Online app from Google Play Store or App Store 
2. Open the BDO Online app and enter your existing username and password. 
3. Enable alternative login methods so you can easily access your account without having to enter your password each time: 
     a. Biometrics* (Fingerprint/Face) 
     b. 6-digit PIN 
         *Biometrics login is dependent on the capability of your device.

You will receive an email and/or SMS notification for every successful login using your username and password.

Just follow these steps to reset your password:
1. On the login page, tap Need help logging in?  then tap I’d like to reset my password 
2. Enter your username and the last four (4) digits of your account or card number, then tap Next 
3. Enter the One-Time PIN (OTP) sent to your registered mobile number to confirm your account 
4. Set up your new password 
      · Must have at least 8 characters 
      · Must contain a lowercase letter 
      · Must contain an uppercase letter 
      · Must contain a number 
      · Must contain a special character (except backslash [\], double quotes [“”] and single quote [’]) 
      · Must not be an old password

Once password reset is successful, you can already use your new password to log in to your BDO Online or BDO Pay app.*

*Password reset made in the BDO Online app will not reflect in the BDO Online Banking website. You will receive an email notification for every successful password change.

Make sure to input your correct and active Online Banking account username and last 4 digits of your active personal account number.

If you’re still encountering the error, please try to use the last 4 digits of your other active personal account numbers.
You may also try to use the last 4 digits of your active Credit or Debit card numbers.

If you're still unable to proceed, please try again later.

• Sign up for a BDO Online Banking account
• Reset password
• Retrieve username
• View account summary (PHP Checking Accounts, PHP and USD Savings Accounts, Time Deposits, PHP and Dual Currency (PHP and USD) Credit Cards, Loans and Trust Accounts)
• View transaction details (Checking and Savings Accounts, Credit Cards and Trust Accounts)
• View and download Statements (Checking Accounts and Credit Cards)
• Send Money to your own account, any other BDO account, or other banks and wallets via InstaPay or PESONet
• Send Money from your own USD to own PHP account
• Send Money from your own USD to USD account, USD to PHP account, or across the same third currency accounts.  
• Schedule and manage money transfers to your own account, any other BDO account or other banks and wallets via InstaPay
• Pay Bills
• Buy Load
• Schedule and manage bills payment and prepaid mobile reload
• Add, Save and Manage Favorites
• Request Money via QR code
• Withdraw Money via QR code
• Deposit Money via QR code
• Hide or show viewable accounts
• Add or remove own accounts
• Activate Credit Card
• Set Debit Card limits
• Lock or unlock Debit and Credit Cards
• Enable or disable Debit Cards for Overseas Transactions
• Reorder Checkbook and request Stop Payment Order
• Update email address and mobile number
• Assign and manage accounts linked to your mobile number  
• Change PIN
• Enable or disable biometrics
• Create or edit account nicknames
• Enable or disable account-related push notifications
• View all advisories and announcements via in-app Inbox

The BDO Online app is currently available in the App Store for iOS devices, and Google Play Store for Android devices. Our teams are working on making it available in Huawei AppGallery.

In the meantime, you may download the app on devices that have App Store or Google Play Store, or access our BDO Online Banking website at online.bdo.com.ph.

Cash Card Reload will no longer be available in the BDO Online app. You may continue doing this on the BDO Online Banking website.