When you open an EIP account, you will be asked to answer the Client Suitability Assessment (CSA). The CSA will help you and us understand your investor personality based on your investment objectives, experience, time horizon, risk appetite and liquidity requirements. The results of your CSA will help determine the UITF product/s that will fit your investor personality.

Enrollment to the EIP is free.

You may check your investment via BDO Online Banking. Simply enable My Trust Account/Invest Online to view your investment portfolio. Market Updates are also available and uploaded in the BDO website for your reference.

You will receive a Confirmation of Participation (COP) and Statement of Account (SOA). These documents will be available for pick-up at your EIP branch of account.

If you enrolled your EIP via BDO Invest Online, your COP and transaction details are available for viewing online.

There is no penalty if you miss an EIP contribution schedule. Your EIP account will still be active and we will continue to debit your checking/savings account on your next debit date/s.  However, it is highly recommended to keep your settlement account funded so that you will not miss an investment opportunity through EIP.

If your EIP debit date falls on a weekend / holiday / non-banking day, your account will be debited a day before your chosen debit date.

However, if your EIP debit date falls on an unscheduled holiday (i.e. holiday declaration due to typhoon), your account will be deducted on the next banking day.

Yes. You can redeem/withdraw your investments and still be in the program. Just visit the branch where your EIP is booked.

For your investments with a COP, you need to surrender the COP upon redemption.

On the other hand, if you are redeeming participating units of investments without a COP, submit the Notice of Redemption.

If you enrolled via BDO Invest Online, you need to redeem/withdraw via the same channel.

If you are redeeming participating units of investments without a COP, this will be subject to a non-completion fee of 0.50% based on the original participation amount.

To illustrate:

Original participation amount – ₱5,000
Non-completion fee is 5,000 x 0.50% = ₱25 to be deducted from the final proceeds*. 

*Final proceeds is computed based on market value.

If you lost your COP, you will be required to submit a notarized Affidavit of Loss to the branch where you enrolled your EIP.

If you enrolled your EIP online, your COP is available for viewing or printing online.

To discontinue the automatic debit arrangement from your deposit account, go to the branch where your EIP is booked and submit the Notice of Unsubscription Form. If you enrolled via BDO Invest Online, you need to unsubscribe via the same channel.

The participating units of your investments without a COP will automatically be redeemed. This transaction is subject to a non-completion fee. On the other hand, your investments with COP/s will remain in the UITF until you decide to redeem these.