Retirement Fund Management | BDO Unibank, Inc.

Let BDO help you design, enhance, administer, and manage your corporate pension plan – whether it is defined benefit, defined contribution, or hybrid – so you can provide financial security for your most valuable assets.

Benefits to clients

Sound Financial Management

For those without a formal retirement plan, BDO can help you manage expenses with proper accrual of future liabilities in addition to tax-exemption advantages.

Proactive Assistance

For those who are self-managing their retirement plan, BDO provides the assistance and inputs in the retirement plan design and set-up based on our experience with companies within your industry.

Performance Benchmarking

For those with existing retirement plans, having BDO as your co-trustee shall provide you with the proper benchmarking of return performance and plan administration.

Retirement Benefits Administration

BDO relieves you of the day-to-day management and administration so you can focus on your core business.

Professional Financial Stewardship

An experienced and dedicated account management team shall be assigned to your retirement fund account to ensure consistency in plan oversight over the long term.

Governance

Through its program called Pension 360, BDO provides a holistic approach to corporate retirement that extends to the employees’ welfare through financial education resources & personal retirement planning tools and services.

Service Features

Corporate Retirement Fund Management

We design and recommend an investment program specific to your requirements, manage and administer your tax-qualified retirement fund, conduct periodic portfolio review, and render regular financial reports.

Employee Education Program

We conduct free financial education modules for your employees that help improve their financial wellness, increase their loyalty and morale, reduce their stress, and increase workplace productivity.

Personal Pension and Annuity Plan

We provide access to add-on wealth-building platforms geared to augment retirement savings, as well as a regular income stream facility so your employees can utilize their retirement proceeds more prudently.

Documentation Requirements

Account Opening Forms
- Customer Account Record – Trust
- Investor Profile Questionnaire (IPQ)
- Client Investment Suitability (CIS)
- Risk Disclosure Statement (RDS)
In case the arrangement is under Trust, Trust Agreement; If the arrangement is under an Agency, Investment Management Agreement (with the Trust Agreement between the Company and the Retirement Plan Board of Trustees annexed)
Investment Instruction Letter
Supplemental Agreement (if any)
BIR Tax-exemption Certificate
Standard account opening requirements and procedures
- Photocopy of 2 valid IDs
- 2 Sets of Signature cards
- For corporations and institutions:
  - Secretary’s Certificate of the Board Resolution on the following: Appointment of BDO as Trustee/Investment Manager and Appointment of Authorized Signatories of the Trust/IMA Account
  - Photocopy of Articles of Incorporation and By-Laws