Credit Card Security
How to stay protected from scams
Identify
Is the message triggering panic? Requires you to act fast and has a link? If you say yes to all these, it's a scam.
Avoid
Take extra measures to protect your personal info to avoid getting scammed. Don't click links and never share your OTP.
Prevent
In case of a fraud experience, reset your online banking password and lock your card on BDO Online. Call us at (02) 8888-0000.
Always remember:
Never share credit card details like your card number, expiry date, 3-digit security code or CVV, and your One-Time PIN (OTP).
Keep your card in your possession at all times. Do not let others borrow or use your credit card.​
Update your contact details regularly for easier communication with the bank on your account, transfers, and purchases. ​
Monitor your statement of account. Review purchases and transactions, and report inaccuracies or fraudulent transactions immediately.​
Dispose of your old cards properly. Ensure that the card expiry, CVV, magnetic strip, and chip are all punctured before disposal.​
Lost or stolen card? Follow these steps:
- Lock your credit card via the BDO Online app. Log in to your app. Go to More > Manage Cards > Tap the Credit Card that you would like to lock, then toggle on Lock Card
- If you receive an alert from BDO or BDO Alert for a transaction you did not make, you can reply to the text message to block your card. Follow the instructions in the message. (Example: Text UN NO <Reference Number> to 225678)​
- Call BDO Contact Center immediately at (+632) 8888-0000
How BDO protects your financial info
CHIP Technology
All BDO Credit Cards are equipped with EMV chip cards, making in-store transactions more secure.​
3D Secure Facility
For online transactions, a One-Time PIN (OTP) is sent to your registered mobile number for multi-factor authentication.​
24/7 Transaction Monitoring
For your protection, the Bank may try to reach you via call or text message in case there are unusual transactions made on your account.​
Lock/Unlock Credit Card Services
Log in to your BDO Online Banking account to lock or unlock your Credit Card anytime.
Explore More
Contact us
BDO Corporate Center:
7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000
BDO Contact Center:
Hotline: (+632) 8888-0000
Outside Metro Manila
(PLDT/Globelines): #8888-0000
(For landline only, press # followed by 8888-0000)
International Toll-Free:
This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.
