Immediately respond to prospects and manage challenges in your business.

SUMMARY OF LOAN TERMS AND OPTIONS AVAILABLE
Term Loan

• Minimum Loan Amount: ₱1,000,000
• Maximum Loan Amount: ₱50,000,000 or 70% of the appraised value of the collateral
• Minimum Loan Term: One (1) year
• Maximum Loan Term: Ten (10) years

SME Ready Check

• Minimum Loan Amount: ₱3,000,000
• Maximum Loan Amount: ₱50,000,000 or 70% of the appraised value of the collateral
• Minimum Loan Term: One (1) year validity with                             
• Maximum Loan Term: Option to renew

BDO SME Loan accepts the following real estate property as collateral

• House and lot
• Commercial Property
• Vacant Lot
• Condominium
• Townhouse
• Mixed Use Property (Residential/Commercial)

Works best for

• Buying inventory or supplies to address seasonal or bulk orders
• Working capital to address operational requirements
• Paying suppliers while waiting for customer collection

Key features

• Avail the funds you need by issuing check against your approved credit line
• Principal payment revolves back as available credit line

Available Loan Terms and Options

• Borrow ₱3M up to ₱50M
• One (1) year validity with option to renew
• Use up to 70% of your property’s value to fund business needs

Works best for:

• Purchase of new assets such as machines and equipment
• Acquisition of real estate properties 
• Construction, repair and renovation of business facilities

Key Features

• Receive funds in lump sum that can be released one time or in tranches (for construction purposes)
• Payments are spread out into equal monthly amortization for a fixed loan term

   Available Loan Terms and Options

• Borrow ₱1M up to ₱50M
• Choose term loan up to ten (10) years
• Use up to 70% of your property’s value to fund business needs