Benefits of IMA
Flexibility
 BDO Invest allows you to customize your portfolio of securities depending on your risk appetite and investment goals. Dial up or down the amount of control you exert on the choice of investments via either a directional or discretionary arrangement.
Consolidation of Assets and Transparency
All you need is a single account to manage all your investments for ease and efficiency. Review how your investments are doing anytime by viewing it online and through your regular statement of account.
Professional Fund Management
All investment outlets available to you have passed a stringent accreditation process to ensure asset quality. For full discretionary arrangements, your account shall be assigned to a dedicated account management team and managed by seasoned investment professionals to give you the best possible returns for your funds.
Product Features
Minimum Investment
IMA 01 - ₱50 Million
IMA 03 - ₱1 Million
IMA 04 - ₱10 Million
Minimum Additional
IMA 01 - ₱1 Million
IMA 03 - ₱1 Million
IMA 04 - ₱1 Million
Fee Rate
IMA 01 -Â 0.10% p.a.
IMA 03 -Â 0.40% p.a.
IMA 04 -Â 0.20% p.a.
Term of Investment/s
Based on term of the investment outlet/underlying security
Eligibility
Filipino citizens and resident aliens of the Philippines.
Interest Rate
Prevailing market rate of available investment outletÂ
Trading Period
12:00 noonÂ
Taxation
Subject to 20% final withholding tax
Allowable Investments
Government securities, deposits and other fixed income instruments approved by the BSP and the BDO Trust Committee for investment management arrangements.
Withdrawal of Principal
On a per Disclosure Statement basis, subject to prevailing market prices
Documentation Requirements
- Account Opening Kit
- Customer Account Record – Trust
- Investor Profile Questionnaire (IPQ)
- Client Investment Suitability (CIS)
- Risk Disclosure Statement (RDS)
- Signature Card
- Investment Management Agreement
- Investment Instruction Letter
- Supplemental Agreement (if any)
- Standard account opening requirements and procedures
- Photocopy of 2 valid IDs
- 2 Sets of Signature cards
- For foreign investors: Special Philippine Residency VISA/IDs
Disclosures
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Trust, Investment Management, Agency and Fiduciary accounts are not deposit accounts but are products of trust entities. In agreeing to invest in said products, an investor is making an investment and not a deposit and such investment is therefore not insured nor governed by the Philippine Deposit Insurance Corporation (PDIC). BDO’s Trust, Investment Management, Agency and Fiduciary accounts are also not guaranteed nor insured by BDO Unibank, Inc., its affiliates or subsidiaries. Any income/loss in such investments are for the account of the investor. BDO-Trust is not liable for losses unless there is wilful default, bad faith or gross negligence on its part.
BDO Unibank, Inc. is regulated by the Bangko Sentral ng Pilipinas (https://www.bsp.gov.ph).
For assistance/concerns, you may email us directly trustcustomercare@bdo.com.ph. You may also reach us through any of the channels listed in the Consumer Assistance page of our website (https://www.bdo.com.ph/consumer-assistance).
The BDO, BDO Unibank and other BDO-related trademarks are owned by BDO Unibank, Inc.
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Subject to the exemptions under BSP regulations, the PRINCIPAL shall be entitled to a period of two (2) banking days from the date of the signing of the Trust Agreement within which to terminate the same without penalty, if applicable, subject, however, to the PRINCIPAL’s payment of all costs and expenses arising from such termination and the consequent pre-termination, unwinding or sale of the underlying investment/s of the account. All losses arising from the termination shall likewise be for the account of the PRINCIPAL. If the PRINCIPAL wishes to exercise his/its rights under this provision, the PRINCIPAL should immediately call/send an email to/visit his/its assigned Trust Marketing Officer/Account Officer.Â
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Effective January 1, 2018, we have adopted the provisions of Philippine Financial Reporting Standards 9 (PFRS 9) on the classification and measurement, impairment, and accounting for hedges (as applicable) for managed funds and portfolios as required of all BSP-supervised financial institutions.
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Contact us
BDO Towers Valero
8741 Paseo De Roxas Makati City 1226 Philippines
BDO Contact Center:
Hotline:Â (+632) 8888-0000
Outside Metro Manila
(PLDT/Globelines):Â #8888-0000
(For landline only, press # followed by 8888-0000)
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This channel is dedicated to handling inquiries and concerns related to the following:
- Unit Investment Trust Funds (UITFs)
- Easy Investment Plan (EIP)
- Personal Equity and Retirement Account (PERA)
- Investment Management/Trust Accounts (IMA/TA)
- Trust Invest OnlineÂ
