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Why use BDO Checkout Email Billing
More Payment Options, More Sales
Accept credit & debit cards, e-wallets, bank apps, and installment.
Easy to Use, Easy to Set Up
Use our invoice templates or create your own.
Affordable Fees
Pay a minimal fee for smooth and secure payment transactions.
Fees
Rates for credit card, debit card, and mobile pay apps
Rates for BDO BUY NOW, PAY LATER
For the rates and availability of cards and mobile pay, this will be discussed with the Account Officer assigned to you once your application has been approved.
Application requirements
Minimum requirements:
- Online Application Form
- Clear selfie of applicant holding a valid ID. Click here for list of acceptable IDs.
- BDO CA/SA under the name of business owner or registered business name
Note: A BDO account is required to complete your application. To open a BDO account, click here. Simultaneously, you can proceed with the other steps and requirements of the application. - BIR Certificate of Registration
Business requirements:
For Sole Proprietorship:
- Department of Trade and Industry (DTI) Business Registration or DTI Business Name Certification
Note: Additional documents or requirements may be required by BDO.
Minimum requirements:
- Online Application Form
- Copy of Valid ID of Authorized Signatories. Click here for list of acceptable IDs.
- BDO CA/SA under the name of registered business name
Note: A BDO account is required to complete your application. To open a BDO account, click here. Simultaneously, you can proceed with the other steps and requirements of the application. - BIR Certificate of Registration
Business documents:
For Partnerships
- Articles of Partnership and SEC Certificate of Registration
- Original and Notarized Partnership Resolution authorizing the signatory to enter into agreement with BDO. Click here for sample template.
For Corporation
- Latest General Information Sheet (GIS) OR Articles of Incorporation with SEC Certificate of Registration (if newly registered business)
- Original and Notarized Board Resolution/Secretary's Certificate authorizing the signatory to enter into an agreement with BDO. Click here for sample template.
Note: Additional documents or requirements may be required by BDO.
BDO Checkout offers digital payment solutions to businesses of all sizes. With Email Billing and other Checkout products, you can easily expand payment acceptance, request payments conveniently, and monitor transactions real-time.
Complete the BDO Checkout package for your business
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Frequently Asked Questions
BDO Checkout is an online payment solution that allows merchants to accept payments via credit card, debit card, and mobile pay apps even without a website.
BDO Checkout accepts any Mastercard, Visa, JCB, American Express, and Diners Club International credit and debit card, including foreign cards (subject to approval of the issuing bank).
BDO Checkout accepts payments from BDO Pay, GCash, GrabPay, AliPay, WeChat Pay, and any QR Ph-enabled bank account or mobile pay app.
BDO Checkout accepts installment payments through BDO BUY NOW, PAY LATER (BNPL)! BDO Credit Card holders can pay with BNPL 0% interest for 3 months. BNPL Regular is also available for 3 to 36 months for as low as 1% interest per month.
No, having a website is not required to sign up as a BDO Checkout merchant.
Yes, a BDO Unibank, Inc. deposit account is required for your BDO Checkout application.
Minimum Requirements
- Online Application Form
- Clear selfie of applicant holding a valid ID. Click here for list of acceptable IDs.
- BDO CA/SA under the name of business owner or registered business name
Note: A BDO account is required to complete your application. To open a BDO account, click here. Simultaneously, you can proceed with the other steps and requirements of the application. - BIR Certificate of Registration
Business Documents
For Sole Proprietorship
- Department of Trade and Industry (DTI) Business Registration or DTI Business Name Certification
For Partnerships
- Articles of Partnership and SEC Certificate of Partnership
- Notarized Partnership Resolution authorizing the signatory to enter into an agreement with BDO. Click here for sample template
For Corporations
- Latest General Information Sheet (GIS) OR Articles of Incorporation with SEC Certificate of Registration (if newly registered business)
- Original and Notarized Board Resolution/Secretary's Certificate authorizing the signatory to enter into an agreement with BDO. Click here for sample format.
Note: Additional documents/requirements may be required by BDO
The approval process for affiliation takes three (3) to five (5) banking days.
You will be notified via SMS and email once your application has been approved.
You may email merchantsvcs@bdo.com.ph to inquire about your application status.
Setting up a BDO Checkout account is free of charge!
You may refer to the fees section. For BNPL 0%, a subsidy rate of 3.75% + ₱20 will be charged for every card transaction while 1.50% + ₱20 will be collected for BNPL Regular.
All sales transactions will be credited to your nominated BDO account in four (4) banking days. Our partner payment facilitator, iPay88, will handle the settlement process.
You may request for cancellation or a refund of transaction by sending an email to bdocheckout@bdo.com.ph or call BDO Merchant Services Hotline. Our partner payment facilitator, iPay88, will assist you on this request. Void transactions or same-day cancellation requests will also be processed as a refund.
Check this video for a step-by-step guide on how to create an Email Billing.
Any customer who'd like to make payments via credit card, debit card, or mobile pay apps for their online purchase may request for a Payment Link or an Email Billing from any BDO Checkout accredited merchant.
No, you may use the service with any credit or debit card account (including foreign cards), as long as it belongs to the Mastercard, Visa, JCB, American Express, and Diners Club International bank networks. For mobile pay transactions, you may use any verified BDO Pay, GCash, GrabPay, AliPay, WeChat Pay, or QR Ph-enabled account.
No registration is required! Simply follow these steps:
- Click the Payment Link sent by your Merchant. This follows the format of https://checkout.bdo.com.ph/xxxxxxxx
- Confirm the amount and select your payment method:
- For credit and debit cards: Enter your card details. If you get redirected to your issuing bank's authentication page, enter your One-Time PIN (OTP) and tap Submit.
- For mobile pay apps: You will be redirected to the mobile pay app screen. Follow the instructions on the screen to complete your payment.
- Wait for the confirmation screen to confirm your successful payment
BDO Checkout accepts any Mastercard, Visa, JCB, American Express, and Diners Club International credit and debit card, including foreign cards (subject to approval of the issuing bank). It also accepts payments from BDO Pay, GCash, GrabPay, AliPay, WeChat Pay, and any QR Ph-enabled bank account or mobile pay app.
The use of this service is absolutely free!
You may use any device that has a web browser to make your payments: laptops, mobile phones, or tablets. For mobile pay transaction, you'll need to have your app ready to complete the payment.
BDO Checkout now accepts installment payments through BDO BUY NOW, PAY LATER (BNPL)! BDO Credit Card holders can pay with BNPL 0% interest for 3 months. BNPL Regular is also available for 3 to 36 months for as low as 1% interest per month.
You will be redirected to a confirmation page if the payment is successful.
- Your Merchant
- For credit and debit cards: the bank that issued your card, or your card statement of account
- For mobile pay apps: your provider, or the transaction history of your mobile pay app
Make sure to save a copy of your transaction confirmation.
It will show up in your account starting with the following:
- For Visa transactions: BDO MerchantName
- For Mastercard transactions: iPay88P*BDO MerchantName
- For JCB transactions: iPay88P*BDO MerchantName
- For American Express transactions: iPay88P*BDO MerchantName
- For Diners Club transactions: iPay88P*BDO MerchantName
- For QR Ph-enabled bank account or mobile pay app transactions: MerchantName
- For BDO Pay transactions: BDO Pay ECOM
- For GCash transactions: MerchantName
- For GrabPay transactions: MerchantName
- For WeChat Pay transactions: MerchantName
- For Alipay transactions: MerchantName
There are a few ways to check if the link is legitimate:
- Talk to your Merchant and clearly state your preferred mode of payment.
- Check the Payment Link sent by your Merchant. It should follow the format of “https://checkout.bdo.com.ph/xxxxx/xxxxxxx”.
- For credit and debit card payments: When you enter your card details, check to see if it redirects you to the authentication page of your bank or sends a One-Time PIN (OTP) (This step of the transaction varies depending on the process of your bank).
- For mobile pay app transactions: When you select the mobile pay app, it must redirect you to the screen and applicable authentication pages of your provider.
The Payment Link is unique and expires after one-time use.
- The Payment Link follows the security and authentication measures applied by your credit or debit card provider.
- Your credit card, debit card, or mobile pay app details are not stored in the platform and not submitted to your Merchant after use. This ensures privacy and security of your payment.
Merchant Services
Metro Manila: PLDT (02) 8702-6900
Metro Manila: Globe (02) 7909-6900
merchantsvcs@bdo.com.ph
Domestic Toll-Free: PLDT 1-800-10-702-6900
Domestic Toll-Free: Globe 1-800-8-9096900
Contact us
BDO Corporate Center:
7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000
BDO Contact Center:
Hotline: (+632) 8888-0000
Outside Metro Manila
(PLDT/Globelines): #8888-0000
(For landline only, press # followed by 8888-0000)
International Toll-Free:
This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.
