Scan to Pay
Scan to Pay |
Daily transaction limit for BDO Savings or Checking Account: ₱50,000 Minimum transaction amount: ₱1 |
Free |
Real-time debit for every successful payment |
REMINDER
Allowed source account to use for payment:
BDO-issued QR Ph code: Checking, Savings and Basic Account, Credit Card
Other merchant's QR Ph code: Checking, Savings and Basic Account
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Send Money to Any BDO Account
Send Money to Any BDO Account                 |
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Daily transaction limit: ₱500,000 Minimum transaction amount: ₱1             |
Free | Real-time credit |
Send Money to Any BDO Account (Same Foreign Currency) Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â Â |
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Daily transaction limit: • USD to USD 4,000 • AUD to AUD 6,000 • CAD to CAD 5,000 • CNY to CNY 28,000 • EUR to EUR 4,000 • GBP to GBP 3,000 • HKD to HKD 28,000 • JPY to JPY 565,000 • SGD to SGD 5,000 • BND to BND 6,000 • KRW to KRW 5,306,000 Minimum transaction amount: [Currency]1             |
Free | Real-time credit |
REMINDER: Exchange rate will be the published rate in the BDO website (Real-time conversion). View Foreign Exchange here.
Send Money to Other Local Banks and Wallets via InstaPay
Send Money to Other Banks and Wallets via InstaPay                 |
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Daily transaction limit: ₱50,000 Minimum transaction amount: ₱100           |
₱10 |
Real-time credit |
REMINDER: Transaction limit includes InstaPay fees. The ₱50,000 limit is part of the total ₱100,000 limit shared with two other services: Withdraw via QR and Scan to Pay.
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Send Money to Other Local Banks and Wallets via PESONet
Send Money to Other Local Banks and Wallets via PESONet  | ![]() ![]() |
Daily transaction limit: PHP 500,000 Minimum transaction amount: PHP 100Â Â |
PHP 50 |
Transactions made on or before 3:00 PM will be processed within the day, while transactions made after 3:00 PM, on weekends, and holidays will be processed on the next banking day. |
Send Money to Own BDO Account (USD to PHP)
Send Money to Own BDO Account (USD to PHP)Â Â | ![]() ![]() |
Daily transaction limit: USD 5,000 Minimum transaction amount: USD 1Â Â |
USD 1 |
Real-time credit |
REMINDER: Exchange rate will be the published rate in the BDO website (Real-time conversion). View Foreign Exchange here.
Send Money via Wire Transfer
Send Money from a USD account to any currency  | ![]() |
Up to available balance | Wire transfer fee: USD 10 Additional charge (If On-Us): USD 25 |
3-5 days processing with 11 AM cut-off until further notice. |
REMINDER:Â Beneficiary Bank Charges -Â Depending on the beneficiary bank involved in the transfer, they may or may not charge their own fees.*
Intermediary Bank Charges - If the transaction will be routed through a correspondent bank, intermediary bank charges may also be applied. This is shouldered by the beneficiary customer/recipient of funds where the charge will be deducted by the correspondent/settlement/beneficiary bank from the total amount that the recipient of funds will receive.
*Â These are the fees of the intermediary/beneficiary bank and not of BDO.
*Fees of the correspondent/intermediary/beneficiary may change without prior notice.Â
Send Money for Cash Pick-up at Any BDO Branch/Partner
Send Money to any BDO account and receivers can withdraw from more than 5,800 ATMs using their Debit Card or from the 12,000 Cash Agad agents nationwide.​ Generate a QR on the BDO Online app to send to your receivers, and they can scan it at any BDO QR-enabled ATM nationwide to withdraw cash.  |
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Daily transaction limit: ₱50,000 Minimum transaction amount: ₱100           |
₱100 (Except for M. Lhuillier Kwarta Padala - ₱150) |
Within 24 hours on banking days |
REMINDER: Only Palawan Pawnshop is a BDO Cash Pick-up partner. Palawan Express Padala Outlet or Agent is different from Palawan Pawnshop and is NOT a BDO Cash Pick-up location.
*Transaction fee will not be refunded if customer requests to cancel.
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Pay Bills
Pay Bills                 |
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Daily transaction limit:Â Varies per biller Minimum transaction amount: Varies per biller |
Free | Refer to reminders below |
Buy Load
Buy Load for any network                 |
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Daily transaction limit: ₱2,000 Minimum transaction amount: Varies per network provider (with pre-defined list of denomination) |
Free | Real-time credit |
Withdraw Money via QR Code
Withdraw Money from QR-enabled BDO ATMs | ![]() |
Daily transaction limit: ₱50,000 Minimum transaction amount: ₱200 Maximum transaction amount: ₱50,000 (Amount must be in multiples of 100) |
Free | Real-time debit from every successful withdrawal |
REMINDER: The ₱50,000 limit is part of the total ₱100,000 limit shared with two other services: Send Money to Other Banks and Wallets via Instapay and Scan to Pay. Transaction limit also includes all generated QR codes, used or unused.Â
Deposit Money via QR Code
Deposit Money via QR-enabled BDO Universal Teller Machines (UTMs)Â Â | ![]() |
Minimum Transaction Amount: ₱100 Maximum Transaction Amount: ₱200,000 Maximum number of bills: 200 pieces QR Validity: 24 hours |
Free |
Real-time credit to account with every successful deposit |
REMINDER: BDO Universal Teller Machines do not accept ₱20 and ₱50 bills and coins.