Optimum Savings

 

Palakihin ang savings with higher interest rate.

Habang lumalaki ang savings, mas lumalaki rin ang interest rate with an Optimum Savings account! Pwedeng mag-withdraw o mag-debit from account, nang walang charge, hanggang tatlong (3) beses sa isang buwan.

Features
Details
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Personal
​
​
Commercial
​
Minimum Initial Deposit
₱30,000
₱50,000
Minimum MADB Requirement [1]
₱30,000
₱50,000
Minimum Balance to Earn Interest
₱30,000
₱50,000

Gross Interest Rate per Annum
Size Rate
Personal Corporate  
₱30,000 – 99,999 ₱50,000 – 99,999 0.375%
₱100,000 – 499,999 ₱100,000 – 499,999 0.500%
₱500,000 – 999,999 ₱500,000 – 999,999 0.750%
₱1,000,000 – 4,999,999 ₱1,000,000 – 4,999,999 0.875%
₱5,000,000 – 9,999,999 ₱5,000,000 – 9,999,999 1.0%
₱10,000,000 – 29,999,999 ₱10,000,000 – 29,999,999 1.0%
₱30,000,000  and above ₱30,000,000  and above 1.5%

Service Fees & Charges
Details
​
Personal
​
​
Commercial
​
Account Closure [2]
₱300
₱300
Falling Below Minimum Balance [3]
₱300
₱300
Account Dormancy [4]
₱30
₱30
In excess of 3 client-initiated withdrawal / debit transaction per month (per excess transaction)
₱110
₱110

[1] MADB – Monthly Average Daily Balance
[2] Account Closure Fee will be collected if account is closed within 30 days from account opening.
[3] Falling Below Minimum Balance Fee will be collected if account falls below the required minimum MADB for two (2) consecutive months. The revised collection fee is effective April 1, 2018.
[4] Account Dormancy Fee will be collected if account is dormant and falls below the minimum MADB. A Savings Account is dormant if it has no client-initiated activity for two (2) years. Collection will start five (5) years after the last client-initiated activity date.

Click here to know about Terms and Conditions governing deposit accounts.

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Contact us

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BDO Network Bank Head Office:

Km. 9, Sasa, Davao City, Davao Del Sur, Philippines

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BDO Network Bank Customer Service

Hotline: (+63) 82 233-7777
Mobile: (+63919) 058-5000 (accepts calls only)

Bilang rural bank subsidiary ng BDO Unibank Inc., ang BDO Network Bank (BDONB) ay naniniwala sa kakayahang umasenso ng bawat miyembro ng komunidad sa Pilipinas. Patuloy ang BDONB sa paglilingkod sa mga komunidad na nangangailangan ng banking access. Naghahatid ito ng mga produktong pinansiyal na akma sa mga pangangailangan ng mga nasabing komunidad tulad ng loans, deposits, cash management, remittance, at bills payment services.

Mahalaga sa BDONB na dumami pa ang matulungang maiangat ang kabuhayan at mapabuti ang kinabukasan. Prayoridad ng BDONB na bigyang buhay ang financial inclusion sa bansa, sa paniniwalang ito ay susi sa pag-unlad ng pangkalahatan.

BDO Network Bank is regulated by the Bangko Sentral ng Pilipinas. https://www.bsp.gov.ph

For concerns, please reach us through any of the channels listed in the BDO Network Bank Consumer Assistance page.

Deposits are insured by PDIC up to P1 Million per depositor.