Promo Mechanics:
 

1. The BDO Home Loan Holiday Rates Promo (“Promo”) is open to all qualified Home Loan borrowers. 
   
   
2. The Home Loan must be approved and booked on November 01 to December 27, 2024.
   (“Availment Period”).
   
   
3. The Promo offers the following: 
   • Low Interest Rates 
     • 6.00% fixed for 1 year
     • 6.50% fixed for 3 years
     • 6.75% fixed for 5 years
     
     
4. To qualify for the Promo, the following requirements must be met:
   • Loan amount of at least Php 1,000,000.00
     
   • Loan term of at least 5 years
   • Home Loan-related insurances (i.e. Credit Life and Fire) should be coursed through BDO. Endorsement of other or existing insurance are not allowed.
      
5. The Promo is applicable to all Home Loan purposes.
   • For Construction Loan, promo rate offered is limited to 1-year fixed rate only and first release must be within the Availment Period. 
     
     Exclusions: 
   • Additional loan on property/ies currently mortgaged with BDO.
   • New loan to pay off existing Home Loan.
   • Loan to Foreign Borrowers 

GENERAL MECHANICS  

6. All qualified applications submitted during the Promo shall undergo evaluation and approval process of BDO, subject to completion of required loan application documents.
   
   
7. The promo is non-transferable, non-convertible to cash, and may not be availed in conjunction with other promo and/ or offers of BDO Home Loan.  
   
   
8. These terms and conditions are subject to any relevant law, government direction and regulation. The promo will be void, where prohibited or restricted by law or government regulations.
   
   
9. In case of dispute, the decision of BDO, with concurrence of DTI, shall be deemed final.

Per DTI Fair Trade Permit No. FTEB-206046 Series of 2024