Have worry-free major spending on gadgets, appliances, furniture, watches, jewelry or apparel when you purchase items or pay for services on installment. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.

BUY NOW, PAY LATER Program is available on:

• 0% Interest**
• Easy and affordable monthly add-on rates

Plus, take advantage of BUY NOW, PAY LATER with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers.

Visit BDO website and search for “BUY NOW, PAY LATER” for details.

*Minimum purchase amount may vary per partner merchants
**Merchants have the sole discretion on the item(s)/term(s) applicable for the 0% interest offering

• Balance Transfer
  Transfer your other card balances to your BDO Credit Card and pay it on installment with low monthly add-on rates. Apply online via www.bdo.com.ph/balance-transfer.
  
  
• Cash-It-Easy
  Convert your credit limit into cash and pay in easy installments up to 36 months. To avail, call (02) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  
  
• Purchase Convert
  You can convert recent single-receipt purchases of at least P5,000 or $200 to installment using your BDO Credit Card. Apply online via www.bdo.com.ph/purchase-convert or call (+632) 8888-0000.

Secure via Virtual Card
Get a free Virtual card, a credit card designed exclusively for online use. It has a different card number to protect your account information. Credit line can be defined in accordance to your online purchasing needs!

Click here to know more. 

Exclusive Online Deals
Enjoy discounts, freebies, and exclusive online deals when you use your BDO Credit Card at partner websites. 

Mastercard Automatic Billing Updater (ABU)
Avoid transaction declines on your plans/subscriptions and other online payments in the event of card replacement, renewals, and/or card upgrades.

ABU is a service that securely auto updates card information saved with participating card-on-file (COF) merchants and digital wallets.

Simply enroll your BDO Mastercard Credit Card to the ABU service and experience the convenience of uninterrupted online payments.

Click here for more details.