Balance Convert at 1% Rate

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Results

Preferred Balance Convert Amount

Slide 1 of

Term	3	6	9	12	18	24	36	48	60
Factor rate	0.343338077	0.176667651	0.121111407	0.093334686	0.065559120	0.051670980	0.037777833	0.030836753	0.026666667
Monthly Add-on Rate	1%	1%	1%	1%	1%	1%	1%	1%	1%
Annual Effective Interest	17.92%	20.29%	21.11%	21.46%	21.65%	21.58%	21.20%	20.76%	20.31%
Monthly Amortization

Term	Factor rate	Monthly Add-on Rate	Annual Effective Interest
3	0.343338077	1%	17.92%
6	0.176667651	1%	20.29%
9	0.121111407	1%	21.11%
12	0.093334686	1%	21.46%
18	0.065559120	1%	21.65%
24	0.051670980	1%	21.58%
36	0.037777833	1%	21.20%
48	0.030836753	1%	20.76%
60	0.026666667	1%	20.31%

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IMPORTANT NOTICE:

1. Rates may change without prior notice.

2. All computations are for illustration purposes only. These do not constitute an approval nor an offer by BDO.

3. An Installment Availment Fee of ₱250 for Peso Account or USD10 for Dollar Account will be charged for every approved Balance Convert transaction and will be billed and reflected in the Cardholder's Statement of Account.

4. Balance Convert applications are subject to the approval of BDO. Once approved, the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards, the Balance Convert Terms and Conditions, and the prevailing fees and charges shall apply.

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