I certify that all information and documents given by me in this application are true and correct. I authorize the relevant BDO Groups to update or cause the updating of the information in my application based on the information or documents provided by me. I understand that non-disclosure and/or falsification of information and documents herein required shall be grounds for the disapproval of my application, immediate termination of my credit card privileges  including the Supplementary Cardholder’s credit card privileges once approved, and/or legal action against me. In case of disapproval of my application under this application, I understand that BDO is under no obligation to disclose the reason/s for such disapproval.

 

I agree that my application shall be subject to applicable laws (including BSP circulars, rules, and regulations), and policies of BDO and undertake to comply with/submit all the loan requirements. I recognize that BDO is committed to ensuring the confidentiality of my information under R.A. No. 1405 (Bank Secrecy Law of 1955) as amended, R.A. No. 8791 (General Banking Law of 2000) as amended, and R.A. No. 6426 (The Foreign Currency Deposit Act), and will exert reasonable efforts to protect against unauthorized use or disclosure. However, I understand that my information and information regarding my deposit account/s with BDO may be inquired to, or disclosed, in relation to the evaluation of my application, as may be required by applicable rules and laws, and/or to ensure a successful debit under an Auto-Debit Payment Arrangement. I further authorize BDO to: (a) pursuant to BSP Circular No. 472 Series of 2005 as implemented by BIR Revenue Regulation RR-4 2005, conduct random verification with the Bureau of Internal Revenue, to establish authenticity of the ITR, accompanying financial statements and such other documents/information/data submitted by me; (b) conduct checking with other institutions whether public or private entities, and/or persons to verify documents/information/data submitted by me; and (c) to request information regarding the status of any court case to which I may be a party. All information obtained by or provided to BDO pursuant to this application shall be BDO’s property whether or not the credit card is granted.

 

I further confirm that I have accessed, read, and fully understood the Terms and Conditions and Table of Fees and Charges applicable to the BDO Credit Card I applied for as found below:

 

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I have also fully understood and agreed to be governed by the rules and regulations of the relevant government agencies and self-regulatory organizations in accordance with applicable laws with respect to my account/s and/or availment of any BDO or BDO Group products and services. I also hereby affirm that the features, requirements, risks and benefits of BDO products(s) and services I am availing were fully disclosed and explained clearly to me by the relevant member of the BDO Group. I acknowledge that the BDO Terms and Conditions were made available to me upon availment of the BDO and BDO Group products and services and where copies were given upon request and posted in BDO’s website at bdo.com.ph and/or the relevant BDO Group website. I agree that any member of the BDO Group may make amendments to the BDO Terms and Conditions by giving me notice by (i) exhibiting the same at any BDO’s branches, (ii) publishing the same at BDO’s website or any media, or (iii) such other manner BDO deems fit in accordance with relevant rules and regulations.

 

I acknowledge that BDO may issue a card type different from my card preference based on the evaluation of my application, as the case may be. If my application is approved, I acknowledge that by sending CCAPPLY YES to 225678 and/or signing at the back of the credit card and/or by using the credit card, I agree to abide by the applicable Terms and Conditions of my approved Credit Card. 

 

I agree that this form shall also serve as my application for issuance of additional BDO Credit Card/s that I may subsequently request for in the future. I understand that the issuance of additional BDO Credit Card/s shall be subject to credit evaluation and discretion of BDO and I undertake to submit additional documents as may be required to process my application and to update the information provided in this application. I understand that BDO can rely on the authority given under this section unless otherwise revoked by me. I agree that in case I am issued two or more BDO Credit Cards, BDO may give a separate credit card limit for each of the Cards issued to me or a consolidated Shared Credit Card Limit for my existing and future BDO Credit Cards, expressed in Philippine Pesos and/or US Dollars. I understand that Shared Credit Card Limit is the Credit Limit assigned to a Cardholder across all issued BDO Credit Cards, except BDO Installment Card and The Platinum^® by American Express. Any request for increase in Credit Limit may be accommodated by BDO subject to the submission of required documents.

 

When a Supplementary Card is requested and subsequently issued by BDO, the signature of the Supplementary Cardholder signifies his/her agreement to jointly and solidarily liable with the Principal Cardholder for all obligations and liabilities incurred with the use of the BDO Credit Card including the issued Supplementary Card. In compliance with existing laws and regulations regarding customer identification, I, as the Principal Cardholder, warrant that I have satisfied the face-to-face contact requirement on the supplementary card applicant, on behalf of BDO, and have seen the original ID of said applicant.

 

BDO is hereby authorized to send me notices and information regarding the status of this application, including details concerning my approved/availed facility/loan via email, as well as broadcast messaging service, multi-media messaging service, and/or short messaging service as these terms are defined in the regulations of the National Telecommunications Commission (NTC).

 

I confirm that BDO can rely and act, without liability, upon the electronic or digital consent herein given by me or by my duly authorized representative as equivalent to my written consent, and for BDO to treat such electronic or digital consent as fully authorized and conclusively binding upon me. I shall likewise be liable for any direct expense, loss or damage incurred by BDO due to BDO’s reliance on and/or acting upon said electronic or digital consent so provided.