Credit Card Application Requirements


Principal Cardholder Requirements
  1. 21 to 60 years old for PRINCIPAL Cardholders
  2. Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
  3. Minimum Gross Monthly Income Requirement: 
    • ₱15,000 for Bench, ShopMore and Standard Mastercard, Visa Classic, JCB Lucky Cat Credit Card, Blue from American Express® and Installment Card
    • ₱33,000 for Gold Mastercard, Visa Gold, JCB Gold, Gold UnionPay, Diners Club International and American Express® Cashback Credit Card
    • ₱66,000 for American Express® Explorerâ„¢ Credit Card
    • ₱77,000 for Platinum Mastercard, Visa Platinum, JCB Platinum, and Diners Club Premiere Credit Card
    • ₱93,000 for Diamond UnionPay and American Express® Platinum Credit Card
  4. Regular employee or self-employed with business operating for at least two (2) years
  5. One (1) landline number in either residence or place of work, or mobile number (postpaid or prepaid)
  6. Residence or office address must be within any area where a BDO branch is located

Documents required


Filipino
Any valid photo-bearing identification document* (front and back): Government-issued ID (e.g. Philippine Identification System or Philsys ID, Passport, Driver’s License, SSS ID, etc.)
 
Foreigners
  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (If Embassy official)
  3. Any one of the following valid documents: Valid VISA and work permit; Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I; or Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226

Employed Applicants
  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative (MANDATORY)
  2. PLUS any of the following: Latest full-month’s payslip/s; Original Certificate of Employment indicating status, service tenure, and compensation breakdown; or If with existing credit cards, copy of the last two (2) months statement of account of your credit card that is at least 1 year on books
Self-employed Applicants
  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years (MANDATORY)
  2. Photocopy of registration of Business Name (MANDATORY): DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
  3. Last 3 months’ bank statements (OPTIONAL)

Contact us

BDO Corporate Center

BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

BDO Corporate Center

BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)
 

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

BDO Corporate Center

callcenter@bdo.com.ph

This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.

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