An investor earns from a UITF through the difference in NAVPU of the units between the time of subscription and redemption.

For example, an investor invests ₱10,000 in BDO Short Term Fund on January 3, 2019. The NAVPU of BDO Short Term Fund on that day is 103.2837.

No. of Units = ₱10,000 divided by the NAVPU of 103.2837

No. of Units = 96.8206

The following year, the investor decides to redeem his investment. The NAVPU of BDO Short Term Fund on January 3, 2020 is 107.8528.

Amount redeemed = No. of Units of 96.8206 x 107.8528

Amount redeemed = ₱10,442.38

Income = Amount redeemed of ₱10,442.38 less original investment of ₱10,000.00

Income = 442.38

Or

Return on Investment = Income of 442.38 divided by original investment of ₱10,000.00

Return on Investment = 4.4238%


*above computation is for illustration purposes only. Past performance is not a guarantee of future returns.

A UITF’s performance is normally compared to a benchmark. A benchmark is usually an index or a collection of different securities that behaves similarly to that of the UITF. The fund manager of the UITF strives to consistently beat the benchmark through careful security selection and investment strategy.

Yes, it is highly recommended that an investor invest in multiple UITFs to diversify risk and improve portfolio returns as long as it is in line with his investment objectives and is amenable to the risks involved.

The trustee charges the fund a flat trust fee rate per annum for the management of the fund. In addition, taxes and qualified expenses are charged to the fund. The trust fee varies depending on the type of fund and it is already incorporated in the daily NAVPU of the particular BDO UITF. There are no agent’s commissions or front-load fees which are common practice for mutual or insurance funds.

Just visit any BDO branch nearest you or log-in to your BDO Personal Online Banking account to invest in the UITFs. Contributions may be made in cash, BDO and manager’s check or debit from your BDO account, as applicable.

After making your contribution to the fund, you will receive a Confirmation of Participation (COP), as evidence of participation. This will contain the details of your UITF investment such as the amount of participation, NAVPU on the date of purchase and the number of participating units.

For UITF investments coursed through a BDO branch, fill-out the Notice of Redemption of Participation found at the lower portion of your COP and submit this to the same BDO Branch where you opened your UITF.

For UITF investments done online, you need to submit your redemption request via the BDO Invest Online.

Participation in any of the Global Feeder Funds shall be open to Filipino citizens, Philippine residents and domestic corporations with capacity to contract and who are not considered US Persons under the US securities and tax laws.

Investing in any of the BDO Global Feeder Funds lets investors grab opportunities available globally for as low as  $500. No need to open expensive brokerage accounts. Investing in the BDO Global Feeder Funds also allows you to instantly diversify your investment portfolio by being invested in different stocks that are traded outside of the Philippines.  So your investments grow not only locally but globally as well.

You can start investing in the BDO Global Feeder Funds through any of the BDO branches nationwide or through BDO Invest Online.