The Peso Points Redemption Program is exclusive to Principal Cardholders. They are automatically enrolled and qualified to earn Peso Points as long as the account is maintained in good credit standing (i.e. active and current, no past due and over-limit balance). 

Peso Points are awarded for every P1,000 spend on your Bench Mastercard, as follows: 

​ *Special offer is valid until December 31, 2024.

Exclusions:
a. Bills Payments such as Auto Charge and Charge on Demand transactions
b. Cash advances made via ATMs or over-the-counter
c. BDO Internal Installment Programs such as Balance Transfer, EasyPay Cash, Cash-it-Easy, Balance Convert, EasyPay Convert;
d. Bank fees and charges such as Cash Advance fees, Card Replacement fees, Sales Slip retrieval fees, Annual and Monthly Membership fees, Finance Charges, Late Payment charges, Interest charges, Purchase of Traveler’s Check, Returned Check fee, Installment Pre-payment fee, Refund fee, Check Cancel Replacement fee, other operational fees and charges and all other fees and charges similar or analogous to the foregoing enumeration as determined by BDO, shall be excluded from this Points Redemption Program and shall not earn any Credit Card Points.

Peso Points earned shall be posted and reflected in the Cardholder’s monthly Statement of Account.    

Generation of Cash Coupon
• Accumulated Peso Points of at least 100 are automatically generated as a Cash Coupon and sent through the monthly Statement of Account. For Cardholders enrolled in eSOA, Cash Coupons will be printed and sent to the   Cardholder’s registered billing address.
• Cash Coupons are generated in multiples of 100. Cardholder would have to continue to accumulate spending to reach another 100 Peso Points to enable automatic generation of Cash Coupon.
• Request for regeneration of Cash Coupon due to non-receipt can be coursed through the BDO Customer Contact Center at 8631-8000 (Provincial Toll Free Number: 1-800-8-631-8000).

Use of Cash Coupon
• Cash Coupons are valid and redeemable within six (6) months from the statement date.
• Cash Coupons can be used as payment on purchase of regular priced items.
• Cash Coupons cannot be used for purchase of sale/promo bundles/consignment, gift packs & shoe care products. For Bench,  Herbench, Bench Body, Human and Kashieca, Cash Coupons cannot be used for purchase of cosmetics, FMCG items or Bench Gift Certificates.
• Cash Coupons cannot be used as payment for bank fees, such as but not limited to Annual Membership Fees, Interest Charges, Cash Advance Fees and Late Payment charges.
• Cash Coupons are non-convertible to cash, non-transferable and cannot be combined with other Bench Mastercard accounts.
• Multiple redemptions of Cash Coupons through re-generation or other fraudulent means shall be charged to the Cardholder’s Bench Mastercard account or collected directly from the Cardholder.

Redemption of Cash Coupon at Bench
• Principal and Supplementary Cardholders can go to any participating Bench and Partner Global Brands stores nationwide.
• Cardholders must surrender the following requirements upon redemption: