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Products

Browse and apply for the BDO product best suited for your needs.

Deals

Check out exclusive deals, rebates, and more with your BDO Cards.

Cards

Get the best deals and features that cater to your needs.

Digital Banking

Bank online anytime, anywhere with your smartphone or laptop.

Savings

Choose from a wide range of deposit products that best fit your goals.

Loans

Get your dream car or home with low interest rates.

Insurance

Protect your family’s future and secure your success.

Properties

Purchase the properties of your dreams.

Remittance

Send money to your loved ones easily.

Investment

Easily invest in a wide range of UITFs and make your money work for you.

Stock Trading

Access various stocks and trade anytime, anywhere online.

We find ways for you

At BDO, we are inspired to provide each and every customer with the best banking experience. We are focused on delivering excellence and providing access and convenience across all our products and services.

Why partner with BDO

Full-Service Universal Bank

Complete array of industry-leading products and services for your personal finance needs.

Extensive Distribution Network

Over 1,500 branches and 4,500 ATMs nationwide, plus 16 international offices to serve you.

Professional, Customer-Focused

Highly experienced and trained workforce committed to quality service.

Stay Updated

National Banking Week, January 1-7, 2025

BDO Unibank joins the Bangko Sentral ng Pilipinas (BSP) in celebrating National Banking Week, January 1-7, 2025.

#NationalBankingWeek2025 #NBW2025

Digital Apps' Status

View the status and availability of the BDO digital apps.

Cross Border Fees for JCB Credit Cards

Cross Border fees for BDO JCB Credit Cards will be fully implemented effective January 7, 2025.

Update on Debit Card Terms and Conditions

Effective February 1, 2025, there will be changes on the BDO Debit Card Terms & Conditions.

Advisory on your SME Loan account

Starting October 1, 2024, BDO SME Loan will soon be referred to as BDO Multipurpose Loan.

Cash Advance Fee Update

Effective July 5, 2024, Cash Advance Fee will be reduced to US$3.30 applicable to Dollar Change Cards and Cards with Dual Currency Feature.

New Check Design and Format

PCHC's new check design will be implemented on May 1, 2024. When using the new checkbook, please follow the new and correct format.

BSP 1000-Peso Polymer Banknote Advisory

Bangko Sentral ng Pilipinas (BSP) assures us new 1000-peso polymer bill is still perfectly valid for transactions even when folded.

New 24/7 Hotline

Starting August 1, 2024, BDO's new 24/7 hotline will be (+632) 8888-0000.

#BDOStopScam Advisory

BDO will never send a link to reactivate your account. Protect yourself from scammers and do not click links from unknown senders.

BDO Online Banking Website and Digital Banking App Terms and Conditions

Click 'Learn More' to view our updated Terms and Conditions. Effective March 23, 2024.

Skip the OTP when you switch to BDO Online

The new BDO Online app doesn't require OTPs - you just need to set up a 6-digit PIN or use biometrics, and you're all set.

BDO Debit Card Advisory on International Cash Withdrawals

Starting March 1, 2024, international over-the-counter withdrawals using BDO Debit Cards will be discontinued.

You may still withdraw funds from any ATM abroad accepting Visa or Mastercard.

Customer Survey and Feedback

Help us serve you better by answering a two-minute survey. Any information provided will be treated with confidentiality.

BDO Phone Banking Advisory

Starting May 5, 2023, phone banking services requiring a telephone PIN (TPIN) via the BDO hotline will no longer be available.

Monthly Interest Rate Adjustment

Effective March 12, 2023, a 3% monthly interest rate will apply to unpaid outstanding credit card balance.

BDO Online Banking Advisory

We have made changes to the BDO Online Banking Terms & Conditions which will be effective January 31, 2023.

Access your loan account online with ease!

An easier way to track and manage your Auto, Home, or SME Loan is now available.

BDO supports BSP's Financial Consumer Protection Program

Looking forward to chatting with you

Starting August 15, 2024, BDO Customer Care's Facebook Messenger service will be unavailable. But, don't worry! We are simply migrating to BDO Unibank's Messenger for your questions and concerns.

Trust and Investments

Change in Benchmark of BDO Money Market Funds.

Trust and Investments

Changes to the Plan Rules of BDO Dollar Bond Fund (formerly BDO Medium Term Dollar Bond Fund).

Trust and Investments

Change in Fund Name of BDO Sustainable Dividend Fund to BDO Dividend Fund.

Trust and Investments

Changes to the Plan Rules of BDO Medium Term Dollar Bond Fund.

Trust and Investments

Reclassification of BDO Equity Funds as Funds suitable for clients with at least Balanced Risk Profile.

Products and services

Enjoy Deals and Rewards

Enter a whole world of perks and privileges with BDO Rewards.

Trade Stocks Online

Quick onboarding, real-time funding, and access to stock tips.

Secure Your Success

Protect your family's future and hard-earned assets with BDO Insurance.

Investments

Invest in both local and foreign Unit Investment Trust Funds (UITFs).

Loan calculator

Compute for Loan Package

Discover low interest rates and easy payment terms for your home, auto, and SME financing needs.

View and manage all your accounts

Track your transactions

All-new interface

Scan to Pay

Send Money

Pay Bills

Never share your username, password, and OTP.

Avoid clicking links from emails and text messages.

Beware of unofficial "BDO" pages. Always look for the verification badge.

Contact us

BDO Corporate Center:

7899 Makati Avenue Makati City 0726, Philippines Trunkline: (+632) 8840-7000

BDO Contact Center:

Hotline: (+632) 8888-0000

Outside Metro Manila

(PLDT/Globelines): #8888-0000

(For landline only, press # followed by 8888-0000)

International Toll-Free:

(IAC)+800-8-CALLBDO (2255-236)

(See list of IAC here)

callcenter@bdo.com.ph

This channel is dedicated to handling online banking enrollment and/or updating of registered online banking contact information of overseas clients. For phishing reports, please send the email to reportphish@bdo.com.ph.

Deposits are insured by PDIC up to P500,000 per depositor.

By using our site, you agree to BDO’s use of cookies to help improve your browsing experience. View our Data Privacy Policy for more details.

Keep the magic of the holidays alive with BDO

Ring in the holidays with BDO Debit Card

Alden Richards finds his ideal partner with BDO

Sign up for BDO Pay,

Get Rewards.

Get up to P10,000 Cashback

Save now, and your Plan B is on us.

Toast to turning your goals into reality with BDO Loans

Unwrap exciting deals this holiday season with your BDO Cards

Let’s get you started

Why partner with BDO

Full-Service Universal Bank

Extensive Distribution Network

Professional, Customer-Focused

Stay Updated

Products and services

Loan calculator

Bank Your Way

Pay Your Way

Safeguard your accounts and money with #BDOStopScam

Contact us

Deposits are insured by PDIC up to P500,000 per depositor.

Keep the magic of the holidays alive with BDO

Ring in the holidays with BDO Debit Card

Alden Richards finds his ideal partner with BDO

Sign up for BDO Pay,​ Get Rewards.

Get up to P10,000 Cashback ​

Save now, and your Plan B is on us.

Toast to turning your goals into reality with BDO Loans

Unwrap exciting deals this holiday season with your BDO Cards

Let’s get you started

Why partner with BDO

Full-Service Universal Bank

Extensive Distribution Network

Professional, Customer-Focused​

Stay Updated

Products and services

Loan calculator

Bank Your Way

Pay Your Way

Safeguard your accounts and money with #BDOStopScam

Contact us

Deposits are insured by PDIC up to P500,000 per depositor.

Sign up for BDO Pay,

Get Rewards.

Get up to P10,000 Cashback

Professional, Customer-Focused