Premium per vehicle type (1 Year / 3 Years)
PRIVATE CAR AND UTILITY VEHICLE
Private Cars and Utility Vehicles
₱ 610.40 / ₱ 1,660.40
Â
Tourist Cars
₱ 790.40 / ₱ 2,170.40
TRUCK
Light/Medium TrucksÂ
₱ 660.40 / ₱ 1,800.40
Â
Heavy TrucksÂ
₱ 1,250.40 / ₱ 3,490.40
PUBLIC VEHICLE
Taxi, PUJ, and Mini Bus
₱ 1,150.40 / ₱ 3,200.40
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PUB and Tourist Bus
₱ 1,500.40 / ₱ 4,200.40
CTPL will pay for expenses resulting from bodily injury or death of a third party in a vehicular accident up to ₱ 100,000 per occurrence. Â
Things to know before buying
The following are the requirements to file for Bodily Injury/Death Claim.
- Police Report
- Driver’s license and Official Receipt
- Vehicle Registration Certificate and Official Receipt
- Third Party - Bodily Injury:
- Medical Certificate
- Receipts of Medicines & Medical Expenses
- Medical Prescriptions
- Hospital Bills/SOA
- Birth Certificate (if minor)
- Death claim documents:
- Death Certificate
- Funeral/Burial Receipts
- Birth Certificate (if minor)
- Marriage Contract (if married)
- Medical or hospital receipts hospitalized and
- Affidavit of Desistance or quitclaim (if the payment was advanced by the insured)
Unfortunately, no. The CTPL insurance pays for expenses arising from bodily injury or death to a third party.Â
The effective month of your policy is based on your vehicle’s plate number. To change the coverage year, you may contact BDO Insure at (2) 8-838-BDOI or 1800-10-838-2364 (Domestic Toll Free) or email bdo-insure@bdo.com.ph.
Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how it can help secure your finances. Specific conditions and terms and conditions in insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.
- Death (Including Burial and Funeral Expenses) ₱ 200,000
- Â Bodily Injuries and Fractures
- Hospital Rooms  Â
- Max of 45 days per accident - ₱ 500 per day
- Laboratory exam fees, x-rays - Up to ₱ 2,000
- Surgical ExpensesÂ
- Major operation - Up to ₱ 7,500
- Medium operation - Up to ₱ 5,000
- Minor operation- Up to ₱ 1,500
- Anesthesiologist’s Fees   Â
- Major operation - Up to ₱ 2,500
- Medium operation - Up to ₱ 2,000
- Minor operation - Up to ₱ 500
- Operating Room Â
- Major operation - Up to ₱ 1,500
- Medium operation - Up to ₱ 1,000
- Minor operation - Up to ₱ 500
- Medical ExpensesÂ
- For daily visit of Practitioner or Specialist - ₱ 400 per day (Up to ₱5,000)
- Note: The total amount of expenses must not exceed (for a single period of confinement)Â
- Drugs and Medicine - Up to ₱ 20,000
- Ambulance Charge - Up to ₱ 1,500
- Hospital Rooms  Â
- Permanent Disablement (Loss or loss of use of)Â Â Â Â
- Two limbs - ₱ 50,000
- Both hands or all fingers and both thumbs - ₱ 50,000
- Both feet - ₱ 50,000
- One hand and one foot - ₱ 50,000
- Sight of both eyes - ₱ 50,000
- Injuries resulting in being permanently bedridden - ₱ 50,000
- Any other injury causing permanent total disablement - ₱ 50,000
- Arm at or above elbow - ₱ 20,000
- Arm between elbow and wrist - ₱ 15,000
- Hand - ₱ 15,000
- Four fingers and thumb of one hand - ₱ 15,000
- Four fingers - ₱ 12,000
- Leg at or above knee - ₱ 20,000
- Leg below knee - ₱ 15,000
- One foot - ₱ 15,000
- All toes of one foot - ₱ 10,000
- Thumb - ₱ 8,000
- Index finger - ₱ 6,000
- Sight of one eye - ₱ 20,000
- Hearing – both ears - ₱ 30,000
- Hearing – one ear - ₱ 15,000
- Other Incidental Expenses. - Pertinent and reasonable expenses incurred in connection with the accident not provided in above items subject to a maximum of ₱ 10,000. The aggregate payment will n ₱ 100,000.    Â
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Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how it can help secure your finances. Specific conditions and terms and conditions in insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.
We do the legwork for you every step of the way
Your Security and Protection from Financial Loss
We help you identify, assess, and manage your risks.Â
Your Peace of Mind and Financial Well-Being
We work for the payment of your benefit and claims according to the terms and conditions of your policy.
Your Convenience
We do the legwork to save you time and effort evaluating insurance products.
Contact us
BDO Insure Head Office
43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City
BDO Insure Contact Center
You can also send us a message here.
Domestic Toll-Free Â
BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance and reinsurance broker licensed and supervised by the Insurance Commission of the Philippines (www.insurance.gov.ph) with Insurance Broker License No.: IB-13-2022-R, HMO Broker License No.:HMOB-01-2023-O, and Reinsurance Broker License No.: RB-03-2024-O. The BDO Insure trademarks are owned by BDO Insurance and Reinsurance Brokers, Inc.
