Balance Transfer

Balance Transfer Zero Calculator

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Results

Preferred Balance Transfer Amount

Slide 1 of

Term	3	6	9	12	18	24	36	48	60
Factor Rate	0	0.170567259	0.115012591	0.087233675	0.059455662	0.045570123	0.031678864	0.024733373	0.020569588
Monthly Add-on Rate	0%	0.39%	0.39%	0.39%	0.39%	0.39%	0.39%	0.39%	0.39%
Annual Effective Interest	0%	7.98%	8.35%	8.53%	8.69%	8.75%	8.74%	8.68%	8.61%
Monthly Amortization (PHP)

Term	Factor Rate	Monthly Add-on Rate	Annual Effective Interest
3	0	0%	0%
6	0.170567259	0.39%	7.98%
9	0.115012591	0.39%	8.35%
12	0.087233675	0.39%	8.53%
18	0.059455662	0.39%	8.69%
24	0.045570123	0.39%	8.75%
36	0.031678864	0.39%	8.74%
48	0.024733373	0.39%	8.68%
60	0.020569588	0.39%	8.61%

Avail Now

NOTE: To compute for the monthly amortization of 3-month term at ZERO interest, simply divide the Balance Transfer amount by the term.

IMPORTANT NOTICE:

1. All amounts quoted are in Philippine Peso.

2. Rates may change without prior notice.

3. All computations are for illustration purposes only. These do not constitute an approval nor an offer by BDO.

4. An Installment Availment Fee of ₱250 will be charged for every approved Balance Transfer application and will be billed and reflected on the Cardholder's Statement of Account.

5. Balance Transfer applications are subject to the approval of BDO. Once approved, the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards, the Balance Transfer Terms and Conditions, and the prevailing fees and charges shall apply.