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What is a One-Time PIN (OTP)
Ready to apply for a BDO Balance Convert?
IMPORTANT NOTICE:
1. Rates may change without prior notice.
2. All computations are for illustration purposes only. These do not constitute an approval nor an offer by BDO.
3. An Installment Availment Fee of P250 for Peso Account or USD10 for Dollar Account will be charged for
every approved Balance Convert transaction and will be billed and reflected in the Cardholder's
Statement of Account.
4. Balance Convert applications are subject to the approval of BDO. Once approved, the Terms and Conditions Governing the Issuance and Use of BDO Credit Cards, the Balance Convert Terms and Conditions, and the prevailing fees and charges shall apply.