IMPORTANT NOTICE:

1.  All amounts quoted are in Philippine Peso.

2.  Rates may change without prior notice.

3.  All computations are for illustration purposes only. These do not constitute an approval nor an offer by BDO.

4.  Personal Loan applications are subject to the final credit approval of BDO. Once approved, the signed

     Undertaking, Promisory Note and Disclosure Agreement and the prevailing fees and charges shall apply.