Hospitalization Cash Assistance Package 2
Please select your preferred coverage amounts
To avail of the monthly payment through credit card, kindly call us at +63 (2) 8838-2364 (Metro Manila) or 1800-10-8382364 (Domestic Toll-free) or email us at bdo-insure@bdo.com.ph.
Other product information
Coverage Period
1 year
Insurable Person
18-64Â years old, Philippine resident
Things to know before buying
- The insurance provides one year coverage.
- The Plan will NOT pay the hospital confinement cash assistance due to the following pre-existing diseases diagnosed before the Policy Effective Date or diagnosed within six months after the Policy Effective Date.  The hospital confinement cash assistance of other pre-existing illnesses not mentionedbelow are payable after 12 months waiting period from Policy Effective Date.Â
- Malignant tumors of the internal organs, skin, breasts, and muscular tissues
- All cancers
- Aneurysm
- Rheumatic Heart Disease
- Hypertensive Coronary Heart Disease
- Liver Cirrhosis
- Chronic Obstructive Lung Disease
- Cerebro-Vascular Accidents secondary to hemorrhage or thrombosis
- Tuberculosis
- Endocrine Disorders such as Endocrine gland hyposecretion (leading to hormone deficiency) and Endocrine gland hypersecretion (leading to hormone excess)Â
- Amyotropic Lateral Sclerosis
- Aplastic Anemia and Leukemia
- Lupus Erythematosus
- Fulminant Viral Hepatitis
- Organ transplant recipients
- Parkinson's Disease
- Kidney and Liver Failure
- Motor Neuron Disease
- Poliomyelitis
- Progressive Bulvar Palsy
- Progressive Muscular Atrophy
- Terminal illness which in the opinion of an appropriate medical consultant is irreversible.Â
- The Critical Illness Benefit will respond if the conditions are met.
- The insured person has been diagnosed by a doctor with the covered critical illness.
- The critical illness experienced by the insured is the first incident of the critical illness.
- The insured person has survived at least 30 days from the date of diagnosis of the critical illness.
- There are exclusions to the coverage of this policy. For complete details on this, kindly read the Terms and Conditions
- Only the insured person can claim the benefits. In the event that he or she is a minor, or has a condition, a legal guardian may claim the benefits for them. To know more about this, please contact us at +63 (2) 8838-2364 or email us at bdo-insure@bdo.com.ph
- You must be 18 to 64 years old. Â
- The annual premium is based on preferred plan and insured's age:
| Age | Plan A | Plan B | Plan C |
| 18 to 39 years old | ₱ 4,200  | ₱ 5,232  | ₱ 6,864  |
| 40 to 49 years old | ₱ 6,240 | ₱ 7,752 | ₱ 10,200 |
| 50 to 59 year old | ₱ 8,424 | ₱ 10,500   | ₱ 13,764 |
| 60 to 64 years old   | ₱ 12,624     | ₱ 15,732  | ₱ 20,688  |
Frequently Asked Questions
Hospital Cash Assistance pays on top of your health card and PhilHealth. It gives you a cash fund to help you recover from expenses that your health card and PhilHealth do not cover: food, out-patient medication, relatives’ commute/travel cost. This insurance policy also has a wider age eligibility, so it is advisable to get one for family members who are no longer eligible for a health card.
You will just need to provide the hospital's Statement of Account to help us confirm the dates of your confinement in the hospital. We do not require any kind of receipts.
No. The Critical Illness benefit covers Stage 4 Cancer, Coma, Stroke that leads to paralysis, and Major Organ Transplant only.
If you purchased a Plan 2C, you can claim up to ₱440,000.:
- ICU Confinement Benefit: ₱5,500 x 20 days = ₱110,000
- Hospital Income Benefit: ₱5,500 x 60 days = ₱330,000
The Hospital Income benefit covers up to 60 days of hospital confinement only.
Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how they can help secure your finances. Specific conditions and terms and conditions of the insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.
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Contact us
BDO Insure Head Office
43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City
BDO Insure Contact Center
You can also send us a message here.
Domestic Toll-Free Â
BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance and reinsurance broker licensed and supervised by the Insurance Commission of the Philippines (www.insurance.gov.ph) with Insurance Broker License No.: IB-13-2022-R, HMO Broker License No.: HMOB-01-2023-O, and Reinsurance Broker License No.: RB-03-2024-O. The BDO Insure trademarks are owned by BDO Insurance and Reinsurance Brokers, Inc.
