Hospitalization Cash Assistance Package 1
Please select your preferred coverage amounts
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Package 1A: ₱1,000 Daily Sickness & Accident Hospital Benefit (max. of 10 days)
Inclusions:
✔ Daily Accident Hospitalization Benefit - ₱1,000 (up to 10 days)
✔ Daily Sickness Hospitalization Benefit - ₱1,000 (up to 10 days)
✔ Up to ₱1 Million Death and Disablement due to accident or unprovoked assault
Annual Price: ₱3,600
Package 1B: ₱2,000 Daily Sickness and Accident Hospital Benefit (max. of 10 days)
Inclusions:
✔ Daily Accident Hospitalization Benefit - ₱2,000 (up to 10 days)
✔ Daily Sickness Hospitalization Benefit - ₱2,000 (up to 10 days)
✔ P20,0000 Accident Medical Reimbursement
✔ Up to ₱2.5 Million Death and Disablement due to accident or unprovoked assault
Annual Price: ₱6,000
Package 1C: ₱2,000 Daily Sickness & Accident Hospital Benefit (max. of 25 days)
Inclusions:
✔ Daily Accident Hospitalization Benefit - ₱2,000 (up to 25 days)
✔ Daily Sickness Hospitalization Benefit - ₱2,000 (up to 25 days)
✔ P20,0000 Accident Medical Reimbursement
✔ Up to ₱5 Million Death and Disablement due to accident or unprovoked assault
Annual Price: ₱12,000
To avail of the monthly payment through credit card, kindly call us at +63 (2) 8838-2364 (Metro Manila) or 1800-10-8382364 (Domestic Toll-free) or email us at bdo-insure@bdo.com.ph.
Other product information
Coverage Period
1 year
Insurable Person
18-64Â years old, Philippine resident
Things to know before buying
- The insurance provides one year coverage.Â
- You cannot claim the Daily Sickness Hospitalization Benefit for your pre-existing medical conditions for the first 12 months of your policy. You can claim for your Daily Sickness Hospitalization Benefit due to pre-existing condition upon renewal the day after expiry of your first insurance. If you purchased another insurance days after the expiry date of your first insurance, the 12-month waiting period for coverage due to pre-existing condition will apply again.
- There are exclusions to the coverage of this policy. For complete details on this, please read the Terms and Conditions.
- Only the insured person can claim the benefits (except for Accidental Death Benefit). In the event that he or she is a minor, or has a condition, a legal guardian may claim the benefits for them. To know more about this, please contact us at +63 (2) 8838-2364 or email us at bdo-insure@bdo.com.ph.
- You must be 18 to 64 years old. Annual renewal of your insurance may be done up to 69 years old.
- You may only purchase Hospital Cash Assistance for your family member if you also availed a plan for yourself. In case of claim and it was confirmed that no plan was purchased under your name, the benefit will not be paid and your insurance premium will be refunded.
- The Daily Sickness Hospitalization Benefit can only cover COVID-19 fifteen (15) days after purchase. This means that any sign of symptom of COVID-19 or any diagnosis and doctor’s consultation related to COVID- 19 must happen after the 15-day waiting period.
Frequently Asked Questions
Hospital Cash Assistance pays on top of your health card and PhilHealth. It gives you a cash fund to help you recover from expenses that your health card and PhilHealth does not cover: food, out-patient medication, relatives’ commute/travel cost. This insurance policy also has a wider age eligibility, so it is advisable to get one for family members who are no longer eligible for a health card.
Kindly fill out the Claims Form and submit hospital and medical reports to BDO Insure at bdo-insure@bdo.com.ph. You may also contact us at +62 (2) 8838-2364 and we will guide you through the process.
Yes.
No. You can also claim if you still have your hand but lost full function as with the case of a permanent paralysis.
Yes, you can make a claim, but the amount depends on the severity of the damage. Please refer to insurance policy on how much you can claim based on what body part is lost.
The insurance only covers permanent and partial disabilities due to accident or assault.
No. You can file a claim due to accident only but you may still use the benefit of confinement due to illness in the future.
Disclaimer: These are only general descriptions of the benefits of this insurance products. We encourage you to learn more on how they can help secure your finances. Specific conditions and terms and conditions of the insurance policy will apply. The product details and premiums are valid as of today and may be changed without prior notice.
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Contact us
BDO Insure Head Office
43/F - 44/F BDO Corporate Center Ortigas, 12 ADB Avenue, Ortigas Center, 1550, Mandaluyong City
BDO Insure Contact Center
You can also send us a message here.
Domestic Toll-Free Â
BDO Insure is a registered trademark of BDO Insurance and Reinsurance Brokers, Inc. (formerly BDO Insurance Brokers, Inc.), an insurance and reinsurance broker licensed and supervised by the Insurance Commission of the Philippines (www.insurance.gov.ph) with Insurance Broker License No.: IB-13-2022-R, HMO Broker License No.: HMOB-01-2023-O, and Reinsurance Broker License No.: RB-03-2024-O. The BDO Insure trademarks are owned by BDO Insurance and Reinsurance Brokers, Inc.
