Dollar Time Deposit
Step up toward your financial freedom.
BDO US Dollar Time Deposit is one way to put your hard-earned dollars into action while giving you financial edge. With it, you’ll get higher interest rate returns paid at a specified future date on short term investments.
| FEATURES | ||||
|---|---|---|---|---|
| Minimum Initial Placement | USD 1,000.00 | |||
| Terms of Placement | 30, 60, 90, 180, 360 Days | |||
| Proof of Ownership | Certificate of Dollar Time Deposit | |||
| Interest rate per annum | See interest rate table below | |||
|
Range |
30 Days |
60 Days |
90 Days |
180 Days |
360 Days |
|
USD 1,000 to below USD 10,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 10,000 to below USD 50,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 50,000 to below USD 100,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 100,000 to below USD 500,000 |
0.05% |
0.05% |
0.05% |
0.10% |
0.10% |
|
USD 500,000 to USD 10,000,000 |
0.10% |
0.10% |
0.10% |
0.15% |
0.15% |
| Above USD 10,000,000 | 0.10% | 0.10% | 0.10% | 0.15% | 0.15% |
NOTE: Interest rates are INDICATIVE and are subject to change without notice. Please confirm with branch upon making placements.
| SERVICE FEES & CHARGES | ||||
|---|---|---|---|---|
| Withholding tax on interest earned | 15% | |||
| Subject to pretermination penalty | ||||
BDO EMV Debit Card
The BDO EMV Debit Card is the perfect banking companion wherever you go.
Opening a BDO Account is easy!
| Accepted IDs for Account Opening |
|
One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors).
Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.
You may be asked to submit additional documents in compliance with bank regulatory requirements.
Deposits are insured by PDIC up to P500,000 per depositor.