Checking Account
BDO has a range of Peso Checking Accounts to suit your needs.
Settling your financial obligations can be simple and effortless with BDO. Our Checking Account gives you the convenience of disbursing funds through issuance of checks while easily monitoring your transactions through Electronic Statement of Account (eSOA) or a passbook. With this account, you can manage your money and achieve financial milestones.
Peso Checking Account
Smart Checking
A Checking Account that earns fixed interest and enjoy the convenience of BDO EMV Debit Card
| Product | Minimum Initial Deposit |
Minimum MADB Requirement (1) |
Minimum Balance to Earn Interest |
|---|---|---|---|
| Peso Checking | Php 5,000.00 | Php 5,000.00 | na |
|
Smart Checking (Statement) |
Php 15,000.00 Php 25,000.00 |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
Php 15,000.00 (Personal) Php 25,000.00 (Business) |
|
Smart Checking (Passbook) |
Php 25,000.00 Php 50,000.00 |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
Php 25,000.00 (Personal) Php 50,000.00 (Business) |
(1)MADB – Monthly Average Daily Balance
A more detailed product listing is available in all BDO branches.
BDO EMV Debit Card
The BDO EMV Debit Card is the perfect banking companion wherever you go.
Here’s how to open a Checking account online:
Basic debit cards can be picked up at any BDO branch on the same day that you receive an email confirmation that your account is opened.
Personalized debit cards can be picked up at your chosen BDO branch in 3 to 5 banking days (Metro Manila) or in 2 to 3 weeks (Provinces) after you receive the email confirmation that your account is opened.
NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.
- Passport (with English characters)
- Driver's License issued by LTO
- Professional Regulations Commission (PRC) ID
- Unified Multi- Purpose ID (UMID)
- Social Security System (SSS) ID
- Philippine Identification System (PhilSys) ID
- School ID (for minors)
- NBI Clearance
- PNP Clearance with dry seal
- Philippine Postal ID
- Voter's ID
- Tax Identification Number (TIN) ID
- Barangay Certification with dry seal
- Government Service and Insurance System (GSIS) ID
- PhilHealth ID
- Senior Citizen ID
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Workers (OFW) ID
- Seaman's Book
- Government Office and GOCC ID (e.g. AFP, HDMF)
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Person with Disability (PWD) ID issued by National Council on Disability Affairs (NCDA)
- DSWD Certification
- Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities registered with or supervised or regulated either by BSP, SEC or IC
- Maritime Industry Authority (MARINA) ID
*One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors).
Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.