Peso Time Deposit

Step up toward your financial freedom.

If you have big goals in mind, it’s time to step up your savings strategy.  BDO Peso Time Deposit is a short term peso investment that provides higher interest rate of return at a specified future date.

 

FEATURES
Minimum Initial placement Php 1,000.00
Terms of Placement 30, 60, 90, 180, 360 Days
Proof of Ownership Certificate of Peso Time Deposit
Interest rate per annum See interest rate table below

 

 

Range

30 Days

60 Days

90 Days

180 Days

360 Days

1,000 to below 10,000

0.1250%

0.1250%

0.1250%

0.1250%

0.1250%

10,000 to below 50,000

0.1250%

0.1250%

0.1250%

0.1250%

0.1250%

50,000 to below 100,000

0.1250%

0.1250%

0.1250%

0.1250%

0.1250%

100,000 to below 200,000

0.1250%

0.1250%

0.1250%

0.2500%

0.2500%

200,000 to below 500,000

0.1250%

0.1250%

0.1250%

0.2500%

0.2500%

500,000 to below 1,000,000

0.1250%

0.1250%

0.1250%

0.2500%

0.2500%

1 Million to below 3 Million

0.2500%

0.2500%

0.2500%

0.3750%

0.3750%

3 Million to below 5 Million

0.2500%

0.2500%

0.2500%

0.3750%

0.3750%

5 Million to below 10 Million

0.2500%

0.2500%

0.2500%

0.5000%

0.5000%

10 Million to below 20 Million

0.2500%

0.2500%

0.2500%

0.5000%

0.5000%

20 Million and over

0.2500%

0.2500%

0.2500%

0.5000%

0.5000%

NOTE: Interest rates are INDICATIVE and are subject to change without notice. Please confirm with branch upon making placements.

 

SERVICE FEES & CHARGES
Withholding tax on interest earned 20%
Subject to pretermination penalty  

 

BDO EMV Debit Card

The BDO EMV Debit Card is the perfect banking companion wherever you go.

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BDO Digital Banking

Sign up to access your account anytime, anywhere.
 

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Opening a BDO Account is easy!

 

 

                                    

 

Accepted IDs for Account Opening
  1. Passport (with English characters)
  2. Driver's License issued by LTO
  3. Professional Regulations Commission (PRC) ID
  4. Unified Multi- Purpose ID (UMID)
  5. Social Security System (SSS) ID
  6. Philippine Identification System (PhilSys) ID
  7. School ID (for minors)
  8. NBI Clearance
  9. PNP Clearance with dry seal
  10. Philippine Postal ID
  11. Voter's ID
  12. Tax Identification Number (TIN) ID
  13. Barangay Certification with dry seal
  14. Government Service and Insurance System (GSIS) ID
  15. PhilHealth ID
  16. Senior Citizen ID
  17. Overseas Workers Welfare Administration (OWWA) ID
  18. Overseas Filipino Workers (OFW) ID
  19. Seaman's Book
  20. Government Office and GOCC ID (e.g. AFP, HDMF)
  21. Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
  22. Person with Disability (PWD) ID issued by National Council on Disability Affairs (NCDA)
  23. DSWD Certification
  24. Integrated Bar of the Philippines (IBP) ID
  25. Company IDs issued by private entities registered with or supervised or regulated either by BSP, SEC or IC
  26. Maritime Industry Authority  (MARINA) ID

 

One (1) valid ID is acceptable if the ID is a Passport, Driver’s License, PRC ID, UMID, SSS ID, PhilySys ID or School ID (for minors).

Otherwise, please prepare at least two (2) valid IDs from the list. The chosen ID must be original and within their period of validity.

 

You may be asked to submit additional documents in compliance with bank regulatory requirements.

 

 

Deposits are insured by PDIC up to P500,000 per depositor.