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ATM Banking

 

Access your account from more than 3,000 BDO ATMs nationwide. BDO ATMs are conveniently located in malls, department stores, hypermarts, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate offices.

 

With BDO ATMs, you may:

  • Check your account, Cash Card and Smart Money balances
  • Withdraw up to Php 50,000.00 cash per day*
  • Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts
  • Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants)
  • Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone
  • Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card
  • Order more checkbooks
  • Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services
     
Electronic Channel Transaction Limit
BDO ATM Withdrawal
  • Maximum amount per day: PHP 50,000*
  • Maximum amount per single transaction: PHP 25,000
  • Minimum amount per single transaction:
    PHP 200

 

Effective April 7, 2021

BDO ATM Fees
Transactions Fees

Withdrawal

BDO Cards

Debit Cards

Cash Cards

Non-BDO Local Cards

Cards issued overseas

 

 

 

 

FREE

PHP 2

PHP 18

PHP 250

This fee is in addition to fees that the card issuer may charge

Balance Inquiry

BDO Cards

Debit Cards

Cash Cards

Non-BDO Local Cards

Cards issued overseas

 

 

FREE

FREE

PHP 2

Subject to fees that the card issuer will charge

Send Money

To Enrolled BDO Account

To Any BDO Account

 

FREE

PHP10 (Note: This is FREE on BDO Digital Banking)

SM ePLUS Reload PHP 10

 

BDO ATMs also accept Cards with the following logos:

 

 

BDO protects you from ATM skimming.

Heard about ATM skimming? BDO takes a multi-phased approach in ensuring that your account is safe. Here are some helpful tips so you can take part in the prevention.

Learn more.

 


Deposits are insured by PDIC up to P500,000 per depositor.