ATM Banking
Access your account from more than 3,000 BDO ATMs nationwide. BDO ATMs are conveniently located in malls, department stores, hypermarts, hospitals, transport terminals, convenience stores, fast food outlets, hotels, gasoline stations and selected corporate offices.
With BDO ATMs, you may:
- Check your account, Cash Card and Smart Money balances
- Withdraw up to Php 50,000.00 cash per day*
- Transfer money (Fund Transfer) to enrolled or unenrolled BDO accounts or select MegaLink-member bank accounts
- Pay your bills to over 60 accredited companies or merchants (no need to enroll selected companies or merchants)
- Load SMART, Talk 'N Text, Globe, Touch Mobile (TM) and SUN prepaid mobile phone
- Avail of cash advance from your Amex, JCB, MasterCard, Visa or UnionPay credit card
- Order more checkbooks
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Easily load your SMART, Talk 'N Text, Globe, Touch MobileTM and SUN prepaid mobile phones or broadband services
| Electronic Channel | Transaction Limit |
| BDO ATM Withdrawal |
|
Effective April 7, 2021
| BDO ATM Fees | |
| Transactions | Fees |
|
Withdrawal BDO Cards Debit Cards Cash Cards Non-BDO Local Cards Cards issued overseas
|
FREE PHP 2 PHP 18 PHP 250 This fee is in addition to fees that the card issuer may charge |
|
Balance Inquiry BDO Cards Debit Cards Cash Cards Non-BDO Local Cards Cards issued overseas |
FREE FREE PHP 2 Subject to fees that the card issuer will charge |
|
Send Money To Enrolled BDO Account To Any BDO Account |
FREE PHP10 (Note: This is FREE on BDO Digital Banking) |
| SM ePLUS Reload | PHP 10 |
BDO ATMs also accept Cards with the following logos:
BDO protects you from ATM skimming.
Heard about ATM skimming? BDO takes a multi-phased approach in ensuring that your account is safe. Here are some helpful tips so you can take part in the prevention.
Deposits are insured by PDIC up to P500,000 per depositor.