Key Features
Convert up to 100% of your credit limit into cash and pay in easy installment of
up to 36 months. You can re-avail cash anytime up to your maximum available
credit limit.
Cash Availment Amount
Avail as low as PhP10,000 and up to PhP1,500,000.*
Cash Availment Terms
Flexible payment terms of 3, 6, 9, 12, 18, 24, or 36 months.*
*subject to bank’s approval.
|
Eligibility
-
21 to 70 years old
-
Filipino citizen or a foreigner who is a resident of the Philippines
-
Regular employee with a minimum Gross Monthly Income of PhP15,000
-
One (1) mobile number or landline number in either residence or
place of work.
-
Residence or office must be within any area where a BDO branch is located.
|
|
Requirements
Proof of Identification
Filipino
Any of the following government-issued IDs (front and back):
|
Preferred IDs |
Driver’s License, Philippine Passport, TIN ID, SSS ID, GSIS eCard
|
|
Other acceptable IDs |
UMID ID, PhilSys ID, Voter’s ID, Philippine Postal ID, PRC ID, Philhealth ID
|
Foreigner
-
Copy of Employment Contract or Certificate of Employment
-
Letter from the Embassy (if Embassy Official)
-
Any of the following valid documents:
-
Valid VISA and work permit
-
Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I
-
Valid passport with any of the following: Special Investors Resident Visa; Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226
Proof of Income
|
Photocopy of any of these mandatory requirements
-
Latest Income Tax Return (ITR) duly stamped and received by the Bureau of Internal Revenue
-
BIR form 2316 signed by the employer’s authorized representative
|
PLUS any of the following:
-
Latest full month’s payslip
-
Original Certificate of Employment indicating status, service tenure, and compensation breakdown.
-
If with existing credit cards from other banks, copy of the last two (2) months statement of the credit card that is at least one (1) year on books
|
|
|
|
