Pamaskong Handog Promo

BDO AUTO LOAN 
2022 PAMASKONG HANDOG PROMO

Promo Mechanics

1. The Pamaskong Handog Promo (“Promotion”) is open to Overseas Filipinos and their beneficiaries who will be applying for an Auto Loan from December 1 to 31, 2022 (“Promo Period”) through any BDO Branch or online via www.bdo.com.ph. 

2. The Auto Loan application should be subsequently approved and booked no later than February 28, 2023 (“Promo Availment Period”) for client to enjoy the following:

• Waived Fees of up to P30,000
• Low interest rate

  Note: All Applications availing of All-In Financing (a financing option inclusive of loan related fees) are not eligible for low interest rate and waived fee offers.

3. To qualify for the Promotion, the following conditions must be met:

• The BDO Auto Loan application is for a brand new car and for private use only 
• Loan Term should at least be 36 months
• Loan Amount availed should at least be P600,000
• Client applying is an OFW or their Beneficiary

Waived Fees 

4. Qualified clients under the Promotion can get waived fees of up to P30,000. Amount of loan related fees to be waived will depend on loan amount:

   Loan Amount		Waived Fee Amount
   P 600,000	P 999,999	P 5,000
   P1,000,000	P1,499,999	P10,000
   P1,500,000	P1,999,999	P15,000
   P2,000,000	P2,999,999	P20,000
   P3,000,000 and above		P30,000

5. The corresponding amount shall be applied as a reduction to loan related fees that client will be paying upon loan availment. 

Low Rates and fast loan processing

6. The client will be provided an interest rate lower than the published BDO Auto Loan rate by a Sales Account Officer.
7. The client may get conditional approval in as fast as 1 banking day. 

General

8. All applications qualified for the Promotion will undergo standard evaluation and approval process of BDO, subject to completion of required loan requirements.

9. Employees of BDO and its subsidiaries and their relatives up to the second degree of consanguinity are not qualified for the promotion. 

10. The offer cannot be availed in conjunction with other BDO Auto Loan promotions and/or offers. 

11. In case of dispute, BDO’s decision shall be final in concurrence with DTI. These terms and conditions are subject to any relevant law, government direction and regulation. The promotion will be void where prohibited or restricted by law or government regulations. 

DTI Fair Trade Permit No. FTEB-156573 Series of 2022