Terms and Conditions (Financial Projections)

BY CLICKING THE “I AGREE” BUTTON DISPLAYED BELOW, YOU AGREE TO THE FOLLOWING TERMS AND CONDITIONS (“TERMS & CONDITIONS”) GOVERNING YOUR ACCESS AND USE OF THE INFORMATION CONTAINED IN THE SUCCEEDING PAGES, INCLUDING PROJECTED FINANCIAL STATEMENTS OF BDO UNIBANK, INC. (THE “BANK”). IF YOU ARE AGREEING TO THE TERMS & CONDITIONS ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE AUTHORITY TO BIND SUCH ENTITY TO THESE TERMS AND CONDITIONS, IN WHICH CASE THE TERMS “YOU” OR “YOUR” SHALL REFER TO SUCH ENTITY. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, YOU MUST SELECT THE “CANCEL” BUTTON AND MAY NOT ACCESS THE INFORMATION CONTAINED IN THE SUCCEEDING PAGES.

 

The Bank will provide you access to its projected financial statements (the “Projections”) as well as the information contained therein, on the condition that you hereby represent, warrant and agree that:

  1. The Bank has prepared the Projections solely for purposes of complying with applicable listing requirements of The Philippine Stock Exchange, Inc., and that the Projections do not form part of the Prospectus nor any of the marketing materials of the Bank on which the latter is offering any of its securities;
  1. The Projections are based upon a number of information and assumptions as of a certain date as well as forecasts that are subject to significant business, macroeconomic and competitive uncertainties and contingencies, many of which are beyond the Bank’s control. Depending upon operating, macroeconomic and other business conditions, the Bank may adapt or vary its operating, financing and other business decisions in ways which could cause the Bank’s actual financial results to materially vary from those set out in the Projections. 
  1. The Bank’s independent auditors have not and will not examine the Projections and accordingly they do not provide any form of opinion or assurance with respect thereto;
  1.  The Bank’s business involves a significant number of risks, uncertainties and other factors that could cause its future performance, financial condition and results of operation to vary significantly from the Projections and therefore the Bank cannot provide any assurance that the Projections will accurately reflect its future results; and
  1. The Bank makes no representation that the results set out in the Projections will be achieved. 

In addition to the foregoing, and in recognition of, and in consideration of, the risks and uncertainties associated with the Projections, you hereby represent, warrant and agree that you are not in any way relying upon the Projections in making an investment decision with respect to any of the Bank’s securities, and that you will not in any manner quote any portion of the Projections nor make any report on the basis of any information contained in the Projections. You may not rely on the Projections for any reason and you hereby waive the right to assert any claim against the Bank, or any of its underwriters, bookrunners, advisers, transaction managers, directors, officers, employees, counsels or agents arising from any such reliance on the Projections.

By clicking on the Accept button below, you hereby signify and confirm your agreement to the above terms and conditions.