How to Open an Account

Open a BDO account without stepping into a branch

Now you can enjoy the features of a BDO Account and access it easily via Online Banking!

Instead of a branch visit, all you have to do is join a Zoom video call from the safety and comfort of your own home. Just choose any BDO branch as your home branch, where you'll pick up your BDO Debit Card, Passbook or Checkbook and make future transactions.

How to open an account online

NOTE: You may be asked to submit additional documents at the BDO branch after further evaluation.

Accepted IDs*

Philippine Government-issued

Passport
Unified Multi-purpose ID (UMID)
Driver's License issued by the Land Transportation Office (LTO)
Government Service and Insurance System (GSIS) e-Card
Tax Identification Number (TIN) ID
Philippine Identification System (PhilSys) ID
New Social Security System (SSS) ID
PhilHealth Card
Senior Citizen ID
Voter’s ID
Philippine Postal ID
Professional Regulations Commission (PRC) ID

Private and Foreign Government-issued

School ID (for minors)
Company ID
Integrated Bar of the Philippines (IBP) ID
Foreign Passport (provide English translation and address in the Philippines)

*IDs must be original and within their period of validity

Available accounts

ATM Savings

Withdraw cash and pay bills free of charge in over 4,000 BDO ATMs nationwide.

Kabayan Savings

Para sa overseas Filipinos at beneficiaries, kayang kaya mag open ng account with zero maintaining balance. Php 100 lang and 1 valid ID.

Passbook Savings

Monitor your account easily with a passbook while it grows with a fixed interest.

Optimum Savings

Enjoy higher interest rates as you deposit more money. Withdraw/debit up to three times a month, free of charge.

Prime Savers

Enjoy priority queuing at the branch and special forex rates. For individuals 60 and up.

US Dollars Savings

A convenient way to save and enjoy your hard-earned US currency.

Peso Checking

Make payments via checks while enjoying the convenience of Debit Card for your regular transactions. Available for existing BDO accountholders only.

Smart Checking

A checking account that earns interest! Easily monitor your transactions with options for an electronic statement or a passbook. Available for existing BDO accountholders only.