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BDO Visa Classic

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The Card that provides you more value for your everyday spend.

  • Credit Card Peso Rewards Program
    Earn two (2) Peso Points* for every P1,000 qualified spend on your BDO Credit Card, where one (1) Peso Point is equal to P1. You can push your Peso Points to your BDO Rewards card and shop using your points directly at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!
     

    *Special offer valid until December 31, 2023.
      Click here for more details.
     

  • Free Membership Fee for the First Year
    Principal and supplementary cardholders enjoy waived card fees on the first year.
     
  • Visa Exclusives
    Enjoy year round perks and discounts for your in-store, online and dining spends.  Terms and Conditions apply. Click here for ongoing promotions.
     
  • Secure, lighter, and more enjoyable shopping ONLINE:

    Secure via Virtual Card
    The Virtual Card is a credit card designed exclusively for online use. It has a different card number from your regular BDO credit card to protect your regular card number and credit line. Simply call (02) 8631-8000 to request for one.  

Purchase Convert
Convert your online transactions and other recent purchases of at least P5,000 on your BDO Credit Card to fixed monthly installments at a low monthly add-on rate. To avail and for more details, visit www.bdo.com.ph/purchase-convert.

More enjoyable via Exclusive Online Deals
Enjoy discounts, exclusive deals and freebies when you use your BDO Credit Card at partner websites.

 

 

Installment Programs
  • Buy Now, Pay Later
    Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 20,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.

    Buy Now, Pay Later Program is available on: 

    • 0% Interest**
    • Easy and affordable monthly add-on rates

Plus, take advantage of BUY NOW, PAY LATER with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. Visit BDO website and search for “Buy Now, Pay Later” for details.

* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the 0% interest offering

  • Balance Transfer
    Transfer your other card balances to your BDO Credit Card and pay it on installment at a low monthly add-on rate. To avail and for more details, visit www.bdo.com.ph/balance-transfer.
  • Cash-It-Easy
    Convert your credit limit into cash and pay on installment up to 36 months. To avail, call (+632) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  • Purchase Convert
    Convert your online transactions and other recent purchases of at least P5,000 on your BDO Credit Card to fixed monthly installments at a low monthly add-on rate. To avail and for more details, visit www.bdo.com.ph/purchase-convert.
BDO Deals
Get discounts and freebies, perks and privileges, just by using your BDO Credit Card at our in-store and online partners. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO Credit Card and you’ll surely be delighted! 
 
Treats
Spend Anywhere ONLINE or IN-STORE with your BDO Visa Classic Credit Card and get instant treats, on top of the Peso Points you earn.
 
Bills Payment
  • Charge on Demand
    Don’t worry about your bills when going out of town or vacation. Just pay your bills online and charge to your BDO Credit Card. Log on to www.bdo.com.ph or call 8631-8000, or go directly to the biller’s website or mobile app
  • Auto Charge
    Too many bills to pay? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card for automatic bills payment so you only have one due date to remember. To learn more about this facility, click here.
24-hour Customer Service
For your Customer Service needs, just call the 24-hour BDO Customer Contact Center at 8631-8000 or 1-800-10-6318000 (Domestic Toll Free).
 
Payment Channels
  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO Online Banking* – transact anytime, anywhere in the world, through www.bdo.com.ph
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.

    *Enrolment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
BDO Visa Credit Cards are accepted worldwide wherever Visa cards are recognized.
 
 
 
 
ELIGIBILITY/QUALIFICATIONS:
  1. 21 to 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders
  2. Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
  3. Minimum Gross Monthly Income Requirement: P 15,000
DOCUMENTS REQUIRED:
  1. PROOF OF IDENTIFICATION FOR BOTH PRIMARY AND SUPPLEMENTARY APPLICANT

Filipino

Any valid photo-bearing identification document* (front and back): Government-issued ID (e.g. Passport, Driver’s License, SSS ID, PhilSys ID etc.) 
*Supplementary applicants who are studying may submit a valid school ID instead

 

Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (If Embassy official)
  3. Any one of the following valid documents: Valid VISA and work permit; Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I; or Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226
     
  1. PROOF OF INCOME

Employed Applicants

  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative (MANDATORY)
  2. PLUS any of the following: Latest full-month’s payslip/s; Original Certificate of Employment indicating status, service tenure, and compensation breakdown; or If with existing credit cards, copy of the last two (2) months statement of account of your credit card that is at least 1 year on books

Self-employed Applicants

  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years (MANDATORY)
  2. Photocopy of registration of Business Name (MANDATORY): DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
  3. Last 3 months’ bank statements (OPTIONAL)

 

 

  • Principal Membership Fee First Year Free
    P150 / Month
  • Supplementary Membership Fee First Year Free
    P75 / Month
  • Finance Charge
    3%
For concerns, please go to your branch of account or call our Customer Contact Center at (02) 8631-8000.
BDO Unibank, Inc. © 2012. All Rights Reserved