Get started with your first BDO Account.

The application is done completely online and there’s no initial deposit or maintaining balance required! ​

You can conveniently cash in for free using a BDO Cash Deposit Machine or transfer money from other banks and wallets. ​​

Here's how to open a BDO Pay Account:

Customers who meet the following requirements
can open a BDO Pay Account:

Has never* had a BDO Account or Credit Card

Is at least 18 years old

Lives in the Philippines

*Applications of customers with active, closed, or inactive BDO Accounts or Credit Cards will be automatically rejected. We're working on making BDO Pay Account available to you soon!

Application Requirements

1. Two (2) Valid Government ID

   At least one of these IDs must be submitted:

   • Passport
   • Unified Multi-Purpose ID (UMID)
   • Driver's License (issued by LTO)
   • Tax Identification Number (TIN) ID
   • New Social Security System (SSS) ID
   • Philhealth Card
   • Voter's ID
   • Philippine Postal ID
   • Professional Regulations Commission (PRC) ID
   • Foreign Passport (provide English Translation and address in the Philippines)

   Your second ID can be one of the following:

   • NBI Clearance
   • Police Clearance (with dry seal of PNP)
   • Barangay Certification (with dry seal of the barangay where it was issued)
   • Government Service and Insurance System (GSIS) eCard
   • Senior Citizen ID
   • Overseas Workers Welfare Administration (OWWA) ID
   • Overseas Filipino Workers (OFW) ID
   • Overseas Filipino Workers Seaman's Book
   • Alien Certificate of Registration (ACR) / Immigrant Certificate of Registration (ICR)
   • Government Office and GOCC ID (e.g. Armed Forces of the Philippines - AFP Home Development Mutual Fund - HDMF)
   • Integrated Bar of the Philippines (IBP) ID
   • Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
   • Department of Social Welfare and Development (DSWD) Certification
   • Company IDs (issued by private entities or institutions registered, supervised or regulated by BSP, SEC or IC)
   • PRC (issued to Seafarers)/MARINA ID
   • Student’s ID

2. Signature Specimens

   Applicants should submit 3 clear signature specimens on a clean sheet of paper, using a
   dark-colored pen.

3. A Selfie

   Applicants will be given instructions for the selfie in the application form.

   Make sure the applicant is in a well-lit area. The application may be rejected if the selfie is too dark
   or blurred.

Limits and Fees

Frequently Asked Questions