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BDO Visa Platinum

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Discover a world of privileges with your BDO Visa Platinum.
  • Credit Card Peso Rewards Program
    Earn two (2) Peso Points* for every P1,000 or USD20 qualified spend on your BDO Credit Card, where one (1) Peso Point is equal to P1. You can push your Peso Points to your BDO Rewards card and shop using your points directly at any SM Retail Store. Or, convert your Peso Points to Cash Credit and pay your credit card balance or use as extra funds for more shopping!
     

    *Special offer valid until December 31, 2023.
      Click here for more details.
     

  • E-commerce Purchase Protection Insurance
    A new benefit now available to BDO Visa Platinum giving added protection and peace of mind when shopping online.
As long as you make your online shopping purchases using BDO Visa Platinum, you are now covered for possible losses up to USD $200 per claim per annum respectively for any of the following instances:
  1. Non-delivery of purchased item after 30 days of scheduled delivery
  2. Wrong or incomplete delivery of purchased item
  3. Physical damage to the delivered item

This new benefit provided by AIG Philippines Insurance, Inc. and sponsored by Visa requires no pre-registration of your card or purchases. Simply remember to visit the Cardholder Insurance Portal when you need to make a claim, and use your Visa card for every purchase. For more details and to view the Terms and Conditions, please visit www.aig.com/visa/apac.

Coverage is valid until September 30, 2023. Exclusions apply.
Click here for the Frequently Asked Questions (FAQs)

  • Visa Platinum Exclusive Privileges
Visa Premium Benefits
Enjoy additional savings and complimentary privileges with Visa's global partners of premier hotels, restaurants, golf clubs, and travel services.
  • Free Priority PassTM Membership
    Enjoy comfort and convenience while you wait. Enroll to Priority PassTM for free with your BDO Visa Platinum and access exclusive passenger amenities and services in over 1,300 VIP airport lounges, regardless of your airline or ticket class.

    Plus, spend a minimum of Php 50,000 (single or accumulated) on hotel, airline or travel-related expenses to avail of up to six (6) Free Lounge Access per calendar year. For accumulated spend, the minimum amount per transaction must be Php 20,000 or USD400.

    Click here for more details.

  • Free Visa Virtual Card
    Have a secure, lighter, and more enjoyable shopping ONLINE with a Virtual Card. The Virtual Card is a credit card designed exclusively for online use. It has a different card number from your regular BDO credit card to protect your regular card number and credit line. Simply call (02) 8631-8000 to request for one.
  • Comprehensive Travel Accident & Inconvenience Insurance Coverage
    Your card comes with a comprehensive Travel Insurance Coverage that lets you explore the world without any worries. Just charge your airline/ other transportation tickets to your BDO Visa Platinum Credit Card every time you travel and get insurance coverage of up to Php 20 Million.
    • Travel Accident and Dismemberment Insurance with coverage of up to Php20 Million
    • Medical Expense Reimbursement coverage of up to Php1.5 Million
    • Trip termination/cancellation and loss of travel documents coverage of up to Php200,000
    • Loss/Damage to Baggage coverage of up to Php80,000
    • Flight Delay/Baggage Delay coverage of up to Php3,000 per 6 hours, maximum of Php24,000
    • Pandemic medical treatment coverage of up to Php75,000
Please click here for the Travel Insurance Coverage Provisions.
  • Dual Currency Billing Option*
    Have the convenience of both Philippine Peso and US Dollar accounts in one card, where your local transactions will be billed in Philippine Peso and international transactions in currencies other than the Philippine Peso. Thus, you have the option to pay the exact amount in US$ or inquire for the prevailing exchange rate when you opt to pay in Philippine Peso.
*Enrollment is required to avail of this feature.
To enroll in this feature, you may choose any of the options below:
1. Click here
2. Text BDOCC<space>DUAL-OPT-IN<space>last 4-digits of your card/last name/first name/middle initial and send to 2256.
Example: BDOCC DUAL-OPT-IN 1234/Reyes/Juan/A
 
To dis-enroll from this feature,  you may choose any of the options below:
1. Click here
2. Text BDOCC<space>DUAL-OPT-OUT<space>last 4-digits of your card/last name/first name/middle initial and send to 2256.
Example: BDOCC DUAL-OPT-OUT 1234/Reyes/Juan/A

 

Visa Concierge Services
We go beyond the extra mile when it comes to ensuring your comfort. The Visa Concierge is a 24/7 digital personal assistant and lifestyle guide, allowing you to access extraordinary experiences each and everyday through a curated range of services, amenities and exclusive privileges. 
 
Sign up or log in to Visa Concierge website at concierge-asia.visa.com enjoy personalized service on-demand right at your fingertips.
  
You may also call or send an email for assistance:
Toll Free Numbers: 1800 8908 6598 (Globe/ Landline)
                                    1800 1441 0081 (Smart, Sun & PLDT)
Email Address:  PHPlatinum@concierge-asia.visa.com   
 
 
Visa Access
Along with your BDO Visa Platinum Credit Card comes access to perks and privileges wherever you are in the world. So whether you're traveling for business or leisure, you get to enjoy the unique Visa Platinum recognition.
  • Access to Unique Travel Experiences
  • Access to Airport Meet-and-Assist and Transfer Services
  • Benefits at selected Airport Duty-Free Outlets
Visa Access benefits are subject to change from time to time. For more information, you may log on to concierge-asia.visa.com for other details and terms and conditions.
 
Free Annual Membership Fee for Life
Your annual membership fee is waived for the first year. Succeeding annual membership fees will also be automatically waived when you spend at least Php 600,000 per year.
 
Installment Programs
  • Buy Now, Pay Later
    Major spending on gadgets, appliances, furniture, watches, jewelry or apparel is now made worry-free with Buy Now, Pay Later! Purchase items or pay for services on installment from over 20,000 in-store and online partner stores nationwide. You may also opt to pay medical bills and school tuition on installment. Choose from 3, 6, 9, 12, 18, 24 and 36 months term for a minimum single-receipt purchase of P3,000*.

    Buy Now, Pay Later Program is available on: 
    • 0% Interest**
    • Easy and affordable monthly add-on rates

​Plus, take advantage of BUY NOW, PAY LATER with Payment Holiday promotional offer and pay your first monthly amortization up to 4 months later and other exclusive offers. Visit BDO website and search for “Buy Now, Pay Later” for details.

* Minimum purchase amount may vary per partner merchant
** Merchants have the sole discretion on the item(s)/term(s) applicable for the 0% interest offering

  • Balance Transfer
    Transfer your other card balances to your BDO Credit Card and pay it on installment at a low monthly add-on rate. To avail and for more details, visit www.bdo.com.ph/balance-transfer.
  • Cash-It-Easy
    Convert your credit limit into cash and pay on installment up to 36 months. To avail, call (+632) 8667-1680, 8:30am-4:30pm on banking days or visit a BDO branch near you.
  • Purchase Convert
    Convert your online transactions and other recent purchases of at least P5,000 on your BDO Credit Card to fixed monthly installments at a low monthly add-on rate. To avail and for more details, visit www.bdo.com.ph/purchase-convert. 
     
BDO Deals
Get discounts and freebies, perks and privileges, just by using your BDO Credit Card at our in-store and online partners. Whether you’re shopping, dining, traveling or simply relaxing, use your BDO Credit Card and you’ll surely be delighted!
 
Treats
Spend Anywhere ONLINE or IN-STORE with your BDO Visa Platinum Credit Card and get instant treats, on top of the Peso Points you earn.
 
Bills Payment
  • Charge on Demand
    Don’t worry about your bills when going out of town or vacation.  Use BDO Credit Card’s Charge-On-Demand.  This facility lets you charge your utility bills on a per need basis.  Simply log on to www.bdo.com.ph or call 8631-8000.
  • Auto Charge
    Too many bills to pay? Too many due dates to remember? Pay your bills the fast and convenient way with BDO’s Auto Charge. This facility allows you to enroll multiple utility bills to your BDO Credit Card for automatic bills payment so you only have one due date to remember. To learn more about this facility, click here.
24-hour Customer Service
For your Customer Service needs, just call the 24-hour BDO Customer Contact Center at 8631-8000 or 1-800-10-6318000 (Domestic Toll Free).
 
Payment Channels
  • BDO Branch Counters – cash or check payments are accepted at any branch
  • BDO Online Banking* – transact anytime, anywhere in the world, through www.bdo.com.ph
  • BDO Phone Banking* - access your BDO account to pay for your Card using any touch-tone phone. Just call 8631-8000.
  • SM Bills Payment Counters – pay for your Card through SM Bills Payment.

    *Enrolment of your BDO account is required to avail of this payment facility.

Worldwide Acceptance
BDO Visa Platinum Credit Cards are accepted worldwide wherever Visa cards are recognized.
 

 

ELIGIBILITY/QUALIFICATIONS:
  1. 21 to 60 years old for PRINCIPAL and at least 13 years old for SUPPLEMENTARY Cardholders
  2. Applicant must be a Filipino citizen or a foreigner who is a resident of the Philippines
  3. Minimum Gross Monthly Income Requirement: P139,000
DOCUMENTS REQUIRED:
  1. PROOF OF IDENTIFICATION FOR BOTH PRIMARY AND SUPPLEMENTARY APPLICANT

Filipino

Any valid photo-bearing identification document* (front and back): Government-issued ID (e.g. Passport, Driver’s License, SSS ID, PhilSys ID etc.) 
*Supplementary applicants who are studying may submit a valid school ID instead

 

Foreigners

  1. Copy of Employment Contract or Certificate of Employment
  2. Letter from Embassy (If Embassy official)
  3. Any one of the following valid documents: Valid VISA and work permit; Alien Certificate of Registration (ACR) or Immigrant Certificate of Registration (ICR) or ACR-I; or Valid passport with any of the following: Special Investors Resident VISA, Special Non-Immigrant VISA for PEZA investors and employees, or VISA with EO226
     
  1. PROOF OF INCOME

Employed Applicants

  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) or BIR Form 2316 signed by employer’s authorized representative (MANDATORY)
  2. PLUS any of the following: Latest full-month’s payslip/s; Original Certificate of Employment indicating status, service tenure, and compensation breakdown; or If with existing credit cards, copy of the last two (2) months statement of account of your credit card that is at least 1 year on books

Self-employed Applicants

  1. Photocopy of latest Income Tax Return (ITR) duly stamped as received by the Bureau of Internal Revenue (BIR) and Audited Financial Statements for at least two (2) years (MANDATORY)
  2. Photocopy of registration of Business Name (MANDATORY): DTI Registration for Single Proprietorship or SEC Registration for Partnership / Corporation
  3. Last 3 months’ bank statements (OPTIONAL)

 

  • Principal Membership Fee. FREE for First Year
    P4500
  • Supplementary Membership Fee (Up to Six supplementary cards: FREE for LIFE)
    P2250
  • Finance Charge
    3%
  • *Terms and Conditions apply.
  • **For the first six supplementary cards.
For concerns, please go to your branch of account or call our Customer Contact Center at (02) 8631-8000.
BDO Unibank, Inc. © 2012. All Rights Reserved